{"ok":true,"canonical_url":"https://www.capbench.com/franchises/ameriprise-financial","api_url":"https://www.capbench.com/api/public/franchises/ameriprise-financial","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Ameriprise Financial","slug":"ameriprise-financial","url":"https://www.capbench.com/franchises/ameriprise-financial","sbaLoansSince2020":101,"businessPurchases":18,"typicalDeal":615000,"dealRange25th75th":[265000,1350000],"avgRatePct":6.54,"failureRatePct":0,"loansSinceFY2025":5,"topLenders":[{"name":"Byline Bank","count":50,"url":"https://www.capbench.com/lenders/byline-bank"},{"name":"Live Oak Banking Company","count":30,"url":"https://www.capbench.com/lenders/live-oak-banking-company"},{"name":"First State Bank Nebraska","count":7,"url":"https://www.capbench.com/lenders/first-state-bank-nebraska"},{"name":"Citizens Community Federal National Association","count":3,"url":null},{"name":"Meridian Bank","count":2,"url":"https://www.capbench.com/lenders/meridian-bank"}],"topStates":[{"count":11,"state":"CA"},{"count":10,"state":"FL"},{"count":6,"state":"TX"},{"count":6,"state":"MI"},{"count":4,"state":"NY"},{"count":4,"state":"AZ"},{"count":4,"state":"MN"},{"count":4,"state":"PA"}],"recentDeals":[{"borrower":"Jamie D Wingfield","city":"Tampa","state":"FL","amount":835000,"fiscalYear":2025,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Matthew Johnson Bouts","city":"Plymouth","state":"MN","amount":592600,"fiscalYear":2025,"businessPurchase":false,"lender":"Hanover Community Bank"},{"borrower":"Nate Thomas Colbert","city":"Sioux City","state":"IA","amount":450000,"fiscalYear":2025,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Olimal Company L.L.C.","city":"Shreveport","state":"LA","amount":200000,"fiscalYear":2025,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"KB Hunter Holdings LLC","city":"Fort Smith","state":"AR","amount":185000,"fiscalYear":2025,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Amta LLC","city":"Columbus","state":"OH","amount":200000,"fiscalYear":2024,"businessPurchase":false,"lender":"First State Bank Nebraska"},{"borrower":"Ryan Inouye","city":"Honolulu","state":"HI","amount":1471000,"fiscalYear":2023,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Trebliq, LLC","city":"Aiken","state":"SC","amount":1395000,"fiscalYear":2023,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Douglas William Kenoyer","city":"Arlington","state":"WA","amount":1100000,"fiscalYear":2023,"businessPurchase":false,"lender":"Byline Bank"},{"borrower":"Erik Rosvold","city":"Hopkins","state":"MN","amount":690000,"fiscalYear":2023,"businessPurchase":true,"lender":"Live Oak Banking Company"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Ameriprise Financial purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Ameriprise Financial purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Ameriprise Financial"},"web_url":"https://www.capbench.com/franchises/ameriprise-financial?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Ameriprise Financial.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Ameriprise Financial"},"web_url":"https://www.capbench.com/franchises/ameriprise-financial?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Ameriprise Financial SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Ameriprise Financial"},"web_url":"https://www.capbench.com/franchises/ameriprise-financial?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/ameriprise-financial","source_type":"CapBench Data"}}