{"ok":true,"canonical_url":"https://www.capbench.com/franchises/aroma-joe-s","api_url":"https://www.capbench.com/api/public/franchises/aroma-joe-s","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Aroma Joe's","slug":"aroma-joe-s","url":"https://www.capbench.com/franchises/aroma-joe-s","sbaLoansSince2020":14,"businessPurchases":0,"typicalDeal":348000,"dealRange25th75th":[300000,532000],"avgRatePct":6.8,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Kennebunk Savings Bank","count":4,"url":"https://www.capbench.com/lenders/kennebunk-savings-bank"},{"name":"Androscoggin Savings Bank","count":3,"url":"https://www.capbench.com/lenders/androscoggin-savings-bank"},{"name":"Mechanics Cooperative Bank","count":2,"url":null},{"name":"Machias Savings Bank","count":1,"url":"https://www.capbench.com/lenders/machias-savings-bank"},{"name":"Centennial Bank","count":1,"url":"https://www.capbench.com/lenders/centennial-bank"}],"topStates":[{"count":6,"state":"MA"},{"count":6,"state":"ME"},{"count":1,"state":"FL"},{"count":1,"state":"NH"}],"recentDeals":[{"borrower":"Fuel Me Up 2, LLC","city":"Augusta","state":"ME","amount":1752000,"fiscalYear":2024,"businessPurchase":false,"lender":"TD Bank, National Association"},{"borrower":"Pine to Palm Coffee, LLC","city":"Land O Lakes","state":"FL","amount":532000,"fiscalYear":2024,"businessPurchase":false,"lender":"Centennial Bank"},{"borrower":"Fuel Me Up, LLC","city":"Augusta","state":"ME","amount":1226100,"fiscalYear":2023,"businessPurchase":false,"lender":"Kennebunk Savings Bank"},{"borrower":"Levex Holdings LLC","city":"Turner","state":"ME","amount":928000,"fiscalYear":2023,"businessPurchase":false,"lender":"Androscoggin Savings Bank"},{"borrower":"Riley Roo and Mishka Too LLC","city":"Salisbury","state":"MA","amount":250000,"fiscalYear":2023,"businessPurchase":false,"lender":"Newburyport Five Cents Savings Bank"},{"borrower":"Levex Inc.","city":"Turner","state":"ME","amount":220000,"fiscalYear":2023,"businessPurchase":false,"lender":"Androscoggin Savings Bank"},{"borrower":"Levex Inc.","city":"Turner","state":"ME","amount":40000,"fiscalYear":2023,"businessPurchase":false,"lender":"Androscoggin Savings Bank"},{"borrower":"Realejo 4 MA 2, Inc.","city":"Mansfield","state":"MA","amount":435000,"fiscalYear":2022,"businessPurchase":false,"lender":"Mechanics Cooperative Bank"},{"borrower":"Realejo 4 MA 1, Inc.","city":"Swansea","state":"MA","amount":459000,"fiscalYear":2021,"businessPurchase":false,"lender":"Mechanics Cooperative Bank"},{"borrower":"Rope Tow Holdings LLC","city":"Portsmouth","state":"NH","amount":348000,"fiscalYear":2021,"businessPurchase":false,"lender":"KeyBank National Association"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Aroma Joe's purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Aroma Joe's purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Aroma Joe's"},"web_url":"https://www.capbench.com/franchises/aroma-joe-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Aroma Joe's.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Aroma Joe's"},"web_url":"https://www.capbench.com/franchises/aroma-joe-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Aroma Joe's SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Aroma Joe's"},"web_url":"https://www.capbench.com/franchises/aroma-joe-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/aroma-joe-s","source_type":"CapBench Data"}}