{"ok":true,"canonical_url":"https://www.capbench.com/franchises/atax","api_url":"https://www.capbench.com/api/public/franchises/atax","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"ATAX","slug":"atax","url":"https://www.capbench.com/franchises/atax","sbaLoansSince2020":6,"businessPurchases":0,"typicalDeal":30000,"dealRange25th75th":[15000,35000],"avgRatePct":9.6,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"Neighborhood Trust Federal Credit Union","count":3,"url":null},{"name":"KeyBank National Association","count":1,"url":"https://www.capbench.com/lenders/keybank-national-association"},{"name":"CDC Small Business Finance Corp.","count":1,"url":"https://www.capbench.com/lenders/cdc-small-business-finance-corp"},{"name":"United Midwest Savings Bank National Association","count":1,"url":"https://www.capbench.com/lenders/united-midwest-savings-bank-national-association"}],"topStates":[{"count":4,"state":"NY"},{"count":1,"state":"CO"},{"count":1,"state":"IN"}],"recentDeals":[{"borrower":"EXPAND BOOKKEEPING LLC","city":"Indianapolis","state":"IN","amount":35000,"fiscalYear":2025,"businessPurchase":false,"lender":"CDC Small Business Finance Corp."},{"borrower":"A&T BOOKKEEPING, INC","city":"New York","state":"NY","amount":150000,"fiscalYear":2023,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"GRN Financial Services Inc","city":"Thornton","state":"CO","amount":30000,"fiscalYear":2022,"businessPurchase":false,"lender":"KeyBank National Association"},{"borrower":"Reliable & Fare Tax Inc","city":"Bronx","state":"NY","amount":15000,"fiscalYear":2020,"businessPurchase":false,"lender":"Neighborhood Trust Federal Credit Union"},{"borrower":"Reliable & Fare Tax Inc","city":"Bronx","state":"NY","amount":15000,"fiscalYear":2020,"businessPurchase":false,"lender":"Neighborhood Trust Federal Credit Union"},{"borrower":"Reliable & Fare Tax Inc","city":"Bronx","state":"NY","amount":15000,"fiscalYear":2020,"businessPurchase":false,"lender":"Neighborhood Trust Federal Credit Union"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a ATAX purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a ATAX purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"ATAX"},"web_url":"https://www.capbench.com/franchises/atax?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with ATAX.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"ATAX"},"web_url":"https://www.capbench.com/franchises/atax?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full ATAX SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"ATAX"},"web_url":"https://www.capbench.com/franchises/atax?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/atax","source_type":"CapBench Data"}}