{"ok":true,"canonical_url":"https://www.capbench.com/franchises/chick-ncone","api_url":"https://www.capbench.com/api/public/franchises/chick-ncone","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Chick'nCone","slug":"chick-ncone","url":"https://www.capbench.com/franchises/chick-ncone","sbaLoansSince2020":9,"businessPurchases":0,"typicalDeal":226700,"dealRange25th75th":[189000,247000],"avgRatePct":6.58,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"The Huntington National Bank","count":3,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"Newtek Small Business Finance, Inc.","count":2,"url":null},{"name":"KeyBank National Association","count":1,"url":"https://www.capbench.com/lenders/keybank-national-association"},{"name":"Columbia Bank","count":1,"url":"https://www.capbench.com/lenders/columbia-bank-2"},{"name":"LiftFund, Inc.","count":1,"url":"https://www.capbench.com/lenders/liftfund-inc"}],"topStates":[{"count":3,"state":"MI"},{"count":2,"state":"GA"},{"count":1,"state":"OH"},{"count":1,"state":"NJ"},{"count":1,"state":"CA"},{"count":1,"state":"FL"}],"recentDeals":[{"borrower":"NAM LLC","city":"Atlanta","state":"GA","amount":100000,"fiscalYear":2024,"businessPurchase":false,"lender":"LiftFund, Inc."},{"borrower":"Stuart United Inc","city":"Jersey City","state":"NJ","amount":247000,"fiscalYear":2022,"businessPurchase":false,"lender":"Columbia Bank"},{"borrower":"Chick N Cone","city":"Macon","state":"GA","amount":189000,"fiscalYear":2022,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"Treat Enterprises LLC","city":"Farmington","state":"MI","amount":369900,"fiscalYear":2021,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"RADACLS ENTEPRISES, LLC.","city":"Caledonia","state":"MI","amount":275000,"fiscalYear":2021,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Chick'n Cone","city":"San Marcos","state":"CA","amount":232800,"fiscalYear":2021,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"MADNKX CAPITAL PARTNERS LLC","city":"Winter Springs","state":"FL","amount":226700,"fiscalYear":2021,"businessPurchase":false,"lender":"Lake Michigan CU"},{"borrower":"Chic-Ken & Mike, LLC","city":"Hamilton","state":"OH","amount":225000,"fiscalYear":2021,"businessPurchase":false,"lender":"KeyBank National Association"},{"borrower":"RADACLS ENTEPRISES, LLC.","city":"Caledonia","state":"MI","amount":25000,"fiscalYear":2021,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Chick'nCone purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Chick'nCone purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Chick'nCone"},"web_url":"https://www.capbench.com/franchises/chick-ncone?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Chick'nCone.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Chick'nCone"},"web_url":"https://www.capbench.com/franchises/chick-ncone?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Chick'nCone SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Chick'nCone"},"web_url":"https://www.capbench.com/franchises/chick-ncone?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/chick-ncone","source_type":"CapBench Data"}}