{"ok":true,"canonical_url":"https://www.capbench.com/franchises/cinch-i-t","api_url":"https://www.capbench.com/api/public/franchises/cinch-i-t","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Cinch I.T.","slug":"cinch-i-t","url":"https://www.capbench.com/franchises/cinch-i-t","sbaLoansSince2020":7,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[110000,180000],"avgRatePct":7.39,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"United Midwest Savings Bank National Association","count":3,"url":"https://www.capbench.com/lenders/united-midwest-savings-bank-national-association"},{"name":"Wasatch Peaks FCU","count":2,"url":"https://www.capbench.com/lenders/wasatch-peaks-fcu"},{"name":"First Bank of the Lake","count":1,"url":"https://www.capbench.com/lenders/first-bank-of-the-lake"},{"name":"Valley Economic Development Partners, Inc.","count":1,"url":"https://www.capbench.com/lenders/valley-economic-development-partners-inc"}],"topStates":[{"count":2,"state":"UT"},{"count":1,"state":"MI"},{"count":1,"state":"MA"},{"count":1,"state":"OH"},{"count":1,"state":"AZ"},{"count":1,"state":"GA"}],"recentDeals":[{"borrower":"Crane Tech Enterprises LLC","city":"Millville","state":"UT","amount":250000,"fiscalYear":2024,"businessPurchase":false,"lender":"Wasatch Peaks FCU"},{"borrower":"Cinch I.T.","city":"Webster","state":"MA","amount":126000,"fiscalYear":2024,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"SLP INTERNATIONAL, LLC","city":"Chandler","state":"AZ","amount":150000,"fiscalYear":2022,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Kenson Technology Group, Inc","city":"Stockbridge","state":"GA","amount":150000,"fiscalYear":2022,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Lantz Technology Services LLC","city":"Canfield","state":"OH","amount":110000,"fiscalYear":2022,"businessPurchase":false,"lender":"Valley Economic Development Partners, Inc."},{"borrower":"JCtech Enterprises, Inc.","city":"Moab","state":"UT","amount":180000,"fiscalYear":2021,"businessPurchase":false,"lender":"Wasatch Peaks FCU"},{"borrower":"EMMASH INC.","city":"Macomb","state":"MI","amount":62000,"fiscalYear":2021,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Cinch I.T. purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Cinch I.T. purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Cinch I.T."},"web_url":"https://www.capbench.com/franchises/cinch-i-t?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Cinch I.T..","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Cinch I.T."},"web_url":"https://www.capbench.com/franchises/cinch-i-t?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Cinch I.T. SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Cinch I.T."},"web_url":"https://www.capbench.com/franchises/cinch-i-t?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/cinch-i-t","source_type":"CapBench Data"}}