{"ok":true,"canonical_url":"https://www.capbench.com/franchises/denny-s","api_url":"https://www.capbench.com/api/public/franchises/denny-s","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Denny's","slug":"denny-s","url":"https://www.capbench.com/franchises/denny-s","sbaLoansSince2020":18,"businessPurchases":5,"typicalDeal":1095000,"dealRange25th75th":[350000,1770000],"avgRatePct":7.23,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":7,"topLenders":[{"name":"Columbia Bank","count":4,"url":"https://www.capbench.com/lenders/columbia-bank-2"},{"name":"KeyBank National Association","count":3,"url":"https://www.capbench.com/lenders/keybank-national-association"},{"name":"America First FCU","count":1,"url":null},{"name":"Readycap Lending, LLC","count":1,"url":"https://www.capbench.com/lenders/readycap-lending-llc"},{"name":"Truliant FCU","count":1,"url":"https://www.capbench.com/lenders/truliant-fcu"}],"topStates":[{"count":4,"state":"WA"},{"count":3,"state":"NJ"},{"count":2,"state":"CA"},{"count":2,"state":"AZ"},{"count":2,"state":"FL"},{"count":1,"state":"UT"},{"count":1,"state":"SC"},{"count":1,"state":"OH"}],"recentDeals":[{"borrower":"Great Rise LLC","city":"Avenel","state":"NJ","amount":2730000,"fiscalYear":2026,"businessPurchase":true,"lender":"Columbia Bank"},{"borrower":"ASA Ventures LLC","city":"Bordentown","state":"NJ","amount":1770000,"fiscalYear":2026,"businessPurchase":true,"lender":"Columbia Bank"},{"borrower":"Ohana Ktown Inc","city":"Los Angeles","state":"CA","amount":1700000,"fiscalYear":2026,"businessPurchase":true,"lender":"Woori America Bank"},{"borrower":"EB Biz LLC","city":"East Brunswick","state":"NJ","amount":500000,"fiscalYear":2026,"businessPurchase":true,"lender":"Columbia Bank"},{"borrower":"Dine' Bi Ghan Development, Inc.","city":"Saint Michaels","state":"AZ","amount":250000,"fiscalYear":2026,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"E & J Hospitality, Inc.","city":"Richland","state":"WA","amount":1008000,"fiscalYear":2025,"businessPurchase":true,"lender":"Washington Trust Bank"},{"borrower":"DennH2, LLC","city":"Myrtle Beach","state":"SC","amount":1000000,"fiscalYear":2025,"businessPurchase":false,"lender":"Truliant FCU"},{"borrower":"DBJ US CORP","city":"Miami Beach","state":"FL","amount":1255600,"fiscalYear":2024,"businessPurchase":false,"lender":"Lake Michigan CU"},{"borrower":"WDI Blue Heron, LLC","city":"Riviera Beach","state":"FL","amount":525000,"fiscalYear":2023,"businessPurchase":false,"lender":"iTHINK Financial CU"},{"borrower":"TAC 8671. LLC","city":"Salt Lake City","state":"UT","amount":2381500,"fiscalYear":2021,"businessPurchase":false,"lender":"America First FCU"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Denny's purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Denny's purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Denny's"},"web_url":"https://www.capbench.com/franchises/denny-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Denny's.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Denny's"},"web_url":"https://www.capbench.com/franchises/denny-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Denny's SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Denny's"},"web_url":"https://www.capbench.com/franchises/denny-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/denny-s","source_type":"CapBench Data"}}