{"ok":true,"canonical_url":"https://www.capbench.com/franchises/fix-auto","api_url":"https://www.capbench.com/api/public/franchises/fix-auto","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-21","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Fix Auto","slug":"fix-auto","url":"https://www.capbench.com/franchises/fix-auto","sbaLoansSince2020":12,"businessPurchases":1,"typicalDeal":2201500,"dealRange25th75th":[500000,4052000],"avgRatePct":7.33,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"Live Oak Banking Company","count":7,"url":"https://www.capbench.com/lenders/live-oak-banking-company"},{"name":"Harvest Small Business Finance, LLC","count":2,"url":"https://www.capbench.com/lenders/harvest-small-business-finance-llc"},{"name":"Hanover Community Bank","count":1,"url":"https://www.capbench.com/lenders/hanover-community-bank"},{"name":"Texas Capital Bank","count":1,"url":"https://www.capbench.com/lenders/texas-capital-bank"},{"name":"Wells Fargo Bank National Association","count":1,"url":"https://www.capbench.com/lenders/wells-fargo-bank-national-association"}],"topStates":[{"count":9,"state":"CA"},{"count":1,"state":"TX"},{"count":1,"state":"AZ"},{"count":1,"state":"WA"}],"recentDeals":[{"borrower":"JOHNNIE'S PAINT & BODY SHOP, INC.","city":"Downey","state":"CA","amount":5000000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Invisible Auto Body, LLC","city":"Casa Grande","state":"AZ","amount":4700000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Auto Collision Concierge Services, LLC","city":"Riverside","state":"CA","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"SID'S AUTO BODY, INC.","city":"La Mesa","state":"CA","amount":4052000,"fiscalYear":2024,"businessPurchase":false,"lender":"Hanover Community Bank"},{"borrower":"FIX Auto West Houston","city":"Houston","state":"TX","amount":2633000,"fiscalYear":2024,"businessPurchase":false,"lender":"Texas Capital Bank"},{"borrower":"Fix Auto Vallejo","city":"Vallejo","state":"CA","amount":639000,"fiscalYear":2024,"businessPurchase":false,"lender":"Harvest Small Business Finance, LLC"},{"borrower":"FA SOUTH ONTARIO LLC","city":"Ontario","state":"CA","amount":500000,"fiscalYear":2023,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"FA Puyallup LLC","city":"Puyallup","state":"WA","amount":2250000,"fiscalYear":2022,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"5 star collision","city":"Los Angeles","state":"CA","amount":1125400,"fiscalYear":2021,"businessPurchase":false,"lender":"Harvest Small Business Finance, LLC"},{"borrower":"JOHNNIE'S PAINT & BODY SHOP, INC.","city":"Pasadena","state":"CA","amount":2201500,"fiscalYear":2020,"businessPurchase":false,"lender":"Live Oak Banking Company"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Fix Auto purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Fix Auto purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Fix Auto"},"web_url":"https://www.capbench.com/franchises/fix-auto?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Fix Auto.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Fix Auto"},"web_url":"https://www.capbench.com/franchises/fix-auto?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Fix Auto SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Fix Auto"},"web_url":"https://www.capbench.com/franchises/fix-auto?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/fix-auto","source_type":"CapBench Data"}}