{"ok":true,"canonical_url":"https://www.capbench.com/franchises/floor-to-ceiling","api_url":"https://www.capbench.com/api/public/franchises/floor-to-ceiling","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Floor to Ceiling","slug":"floor-to-ceiling","url":"https://www.capbench.com/franchises/floor-to-ceiling","sbaLoansSince2020":5,"businessPurchases":4,"typicalDeal":500000,"dealRange25th75th":[250000,1358000],"avgRatePct":6.15,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"BankVista","count":3,"url":"https://www.capbench.com/lenders/bankvista"},{"name":"Granite Bank","count":2,"url":"https://www.capbench.com/lenders/granite-bank"}],"topStates":[{"count":5,"state":"MN"}],"recentDeals":[{"borrower":"Floor to Ceiling of Willmar, LLC","city":"Willmar","state":"MN","amount":1400000,"fiscalYear":2024,"businessPurchase":true,"lender":"Granite Bank"},{"borrower":"Floor to Ceiling of Willmar, LLC","city":"Willmar","state":"MN","amount":500000,"fiscalYear":2023,"businessPurchase":true,"lender":"Granite Bank"},{"borrower":"HARPOR-KREE LLC","city":"Saint Joseph","state":"MN","amount":250000,"fiscalYear":2022,"businessPurchase":false,"lender":"BankVista"},{"borrower":"HARPOR-KREE LLC","city":"Saint Joseph","state":"MN","amount":33400,"fiscalYear":2022,"businessPurchase":true,"lender":"BankVista"},{"borrower":"HARPOR-KREE LLC","city":"Saint Joseph","state":"MN","amount":1358000,"fiscalYear":2021,"businessPurchase":true,"lender":"BankVista"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Floor to Ceiling purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Floor to Ceiling purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Floor to Ceiling"},"web_url":"https://www.capbench.com/franchises/floor-to-ceiling?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Floor to Ceiling.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Floor to Ceiling"},"web_url":"https://www.capbench.com/franchises/floor-to-ceiling?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Floor to Ceiling SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Floor to Ceiling"},"web_url":"https://www.capbench.com/franchises/floor-to-ceiling?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/floor-to-ceiling","source_type":"CapBench Data"}}