{"ok":true,"canonical_url":"https://www.capbench.com/franchises/fyzical","api_url":"https://www.capbench.com/api/public/franchises/fyzical","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"FYZICAL","slug":"fyzical","url":"https://www.capbench.com/franchises/fyzical","sbaLoansSince2020":105,"businessPurchases":1,"typicalDeal":235000,"dealRange25th75th":[50000,333800],"avgRatePct":8.26,"failureRatePct":0,"loansSinceFY2025":30,"topLenders":[{"name":"The Huntington National Bank","count":67,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"First Bank of the Lake","count":7,"url":"https://www.capbench.com/lenders/first-bank-of-the-lake"},{"name":"Pinnacle Bank","count":3,"url":"https://www.capbench.com/lenders/pinnacle-bank-3"},{"name":"The Bancorp Bank National Association","count":2,"url":"https://www.capbench.com/lenders/the-bancorp-bank-national-association"},{"name":"Old Plank Trail Community Bank National Association","count":2,"url":"https://www.capbench.com/lenders/old-plank-trail-community-bank-national-association"}],"topStates":[{"count":23,"state":"TX"},{"count":13,"state":"FL"},{"count":8,"state":"GA"},{"count":7,"state":"OH"},{"count":6,"state":"MO"},{"count":6,"state":"PA"},{"count":5,"state":"NJ"},{"count":4,"state":"SC"}],"recentDeals":[{"borrower":"Wellnyss Inc","city":"Suwanee","state":"GA","amount":757500,"fiscalYear":2026,"businessPurchase":false,"lender":"First Community Bank"},{"borrower":"Pine Hollow Holdings Corp","city":"Humble","state":"TX","amount":643400,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"LFL INVESTMENT GROUP, LLC","city":"Rockwall","state":"TX","amount":416200,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"JJWP LLC","city":"Port Saint Lucie","state":"FL","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"S G Global LLC","city":"Irving","state":"TX","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"Climate First Bank"},{"borrower":"MPL VENTURES INC.","city":"Eugene","state":"OR","amount":344300,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Physical Therapy of Central Florida LLC","city":"Orlando","state":"FL","amount":344300,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"NOVA ONE FYZICAL LLC","city":"Houston","state":"TX","amount":344000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"A TO Z THERAPY LLC","city":"Orlando","state":"FL","amount":161300,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"A TO Z THERAPY LLC","city":"Orlando","state":"FL","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a FYZICAL purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a FYZICAL purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"FYZICAL"},"web_url":"https://www.capbench.com/franchises/fyzical?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with FYZICAL.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"FYZICAL"},"web_url":"https://www.capbench.com/franchises/fyzical?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full FYZICAL SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"FYZICAL"},"web_url":"https://www.capbench.com/franchises/fyzical?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/fyzical","source_type":"CapBench Data"}}