{"ok":true,"canonical_url":"https://www.capbench.com/franchises/giovanni-s-pizza","api_url":"https://www.capbench.com/api/public/franchises/giovanni-s-pizza","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Giovanni's Pizza","slug":"giovanni-s-pizza","url":"https://www.capbench.com/franchises/giovanni-s-pizza","sbaLoansSince2020":7,"businessPurchases":1,"typicalDeal":209000,"dealRange25th75th":[100000,730000],"avgRatePct":6.93,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"Community Trust Bank, Inc.","count":3,"url":"https://www.capbench.com/lenders/community-trust-bank-inc"},{"name":"Fifth Third Bank","count":1,"url":"https://www.capbench.com/lenders/fifth-third-bank"},{"name":"WesBanco Bank, Inc.","count":1,"url":"https://www.capbench.com/lenders/wesbanco-bank-inc"},{"name":"Five Star Bank","count":1,"url":"https://www.capbench.com/lenders/five-star-bank"},{"name":"Merchants Bank of Indiana","count":1,"url":"https://www.capbench.com/lenders/merchants-bank-of-indiana"}],"topStates":[{"count":5,"state":"KY"},{"count":2,"state":"OH"}],"recentDeals":[{"borrower":"Pizza Power of Waverly LLC","city":"Waverly","state":"OH","amount":730000,"fiscalYear":2026,"businessPurchase":true,"lender":"Fifth Third Bank"},{"borrower":"Southern Valley Pizza LLC","city":"South Williamson","state":"KY","amount":261000,"fiscalYear":2025,"businessPurchase":false,"lender":"WesBanco Bank, Inc."},{"borrower":"RMW Enterprises LLC","city":"London","state":"KY","amount":100000,"fiscalYear":2025,"businessPurchase":false,"lender":"Community Trust Bank, Inc."},{"borrower":"SJT LLC","city":"Lucasville","state":"OH","amount":785000,"fiscalYear":2021,"businessPurchase":false,"lender":"Merchants Bank of Indiana"},{"borrower":"Maysville Giovannis, LLC","city":"Vanceburg","state":"KY","amount":209000,"fiscalYear":2021,"businessPurchase":false,"lender":"Five Star Bank"},{"borrower":"Merlo Family Enterprise LLC","city":"Shelbyville","state":"KY","amount":159000,"fiscalYear":2021,"businessPurchase":false,"lender":"Community Trust Bank, Inc."},{"borrower":"Giovanni's of Dorton, LLC","city":"Jenkins","state":"KY","amount":30000,"fiscalYear":2020,"businessPurchase":false,"lender":"Community Trust Bank, Inc."}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Giovanni's Pizza purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Giovanni's Pizza purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Giovanni's Pizza"},"web_url":"https://www.capbench.com/franchises/giovanni-s-pizza?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Giovanni's Pizza.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Giovanni's Pizza"},"web_url":"https://www.capbench.com/franchises/giovanni-s-pizza?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Giovanni's Pizza SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Giovanni's Pizza"},"web_url":"https://www.capbench.com/franchises/giovanni-s-pizza?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/giovanni-s-pizza","source_type":"CapBench Data"}}