{"ok":true,"canonical_url":"https://www.capbench.com/franchises/gymguyz","api_url":"https://www.capbench.com/api/public/franchises/gymguyz","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"GYMGUYZ","slug":"gymguyz","url":"https://www.capbench.com/franchises/gymguyz","sbaLoansSince2020":21,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[132000,150000],"avgRatePct":10.2,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":6,"topLenders":[{"name":"United Midwest Savings Bank National Association","count":9,"url":"https://www.capbench.com/lenders/united-midwest-savings-bank-national-association"},{"name":"First Bank of the Lake","count":4,"url":"https://www.capbench.com/lenders/first-bank-of-the-lake"},{"name":"Stearns Bank National Association","count":3,"url":"https://www.capbench.com/lenders/stearns-bank-national-association"},{"name":"The Huntington National Bank","count":2,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"TowneBank","count":1,"url":"https://www.capbench.com/lenders/townebank"}],"topStates":[{"count":3,"state":"FL"},{"count":3,"state":"CA"},{"count":2,"state":"NC"},{"count":2,"state":"NY"},{"count":2,"state":"PA"},{"count":2,"state":"OH"},{"count":1,"state":"TN"},{"count":1,"state":"AZ"}],"recentDeals":[{"borrower":"GYMGUYZ DELTONA","city":"Deltona","state":"FL","amount":250500,"fiscalYear":2025,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"Dreamality Fitness LLC","city":"Oxnard","state":"CA","amount":176000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"RIVROW, LLC","city":"Clarksville","state":"TN","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"Stearns Bank National Association"},{"borrower":"BGGT, LLC","city":"Allentown","state":"PA","amount":132000,"fiscalYear":2025,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"CUTCH5 LLC","city":"Cypress","state":"TX","amount":100000,"fiscalYear":2025,"businessPurchase":false,"lender":"Stearns Bank National Association"},{"borrower":"Dreamality Fitness LLC","city":"Oxnard","state":"CA","amount":25000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"GYMGUYZ FRANCHISING LLC","city":"Melville","state":"NY","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"GymGuyz Southwest Florida","city":"Cape Coral","state":"FL","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"M & L Fitness and Stretch, Inc.","city":"Mansfield","state":"OH","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"SHRW LLC","city":"Dix Hills","state":"NY","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a GYMGUYZ purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a GYMGUYZ purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"GYMGUYZ"},"web_url":"https://www.capbench.com/franchises/gymguyz?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with GYMGUYZ.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"GYMGUYZ"},"web_url":"https://www.capbench.com/franchises/gymguyz?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full GYMGUYZ SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"GYMGUYZ"},"web_url":"https://www.capbench.com/franchises/gymguyz?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/gymguyz","source_type":"CapBench Data"}}