{"ok":true,"canonical_url":"https://www.capbench.com/franchises/hot-head-burritos","api_url":"https://www.capbench.com/api/public/franchises/hot-head-burritos","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Hot Head Burritos","slug":"hot-head-burritos","url":"https://www.capbench.com/franchises/hot-head-burritos","sbaLoansSince2020":4,"businessPurchases":3,"typicalDeal":1245000,"dealRange25th75th":[500000,2492000],"avgRatePct":8.5,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"The Huntington National Bank","count":1,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"Newtek Bank, National Association","count":1,"url":"https://www.capbench.com/lenders/newtek-bank-national-association"},{"name":"Grow America Fund, Incorporated","count":1,"url":"https://www.capbench.com/lenders/grow-america-fund-incorporated"},{"name":"Gulf Coast Bank and Trust Company","count":1,"url":"https://www.capbench.com/lenders/gulf-coast-bank-and-trust-company"}],"topStates":[{"count":3,"state":"OH"},{"count":1,"state":"IN"}],"recentDeals":[{"borrower":"Hot Head Burritos IN004","city":"New Castle","state":"IN","amount":250000,"fiscalYear":2025,"businessPurchase":true,"lender":"Newtek Bank, National Association"},{"borrower":"Food Done Wright LLC","city":"Wapakoneta","state":"OH","amount":500000,"fiscalYear":2024,"businessPurchase":false,"lender":"Grow America Fund, Incorporated"},{"borrower":"WD HHB CLEVELAND LLC","city":"Kettering","state":"OH","amount":2492000,"fiscalYear":2021,"businessPurchase":true,"lender":"The Huntington National Bank"},{"borrower":"Best Food Cincinnati LLC","city":"Maineville","state":"OH","amount":1245000,"fiscalYear":2020,"businessPurchase":true,"lender":"Gulf Coast Bank and Trust Company"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Hot Head Burritos purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Hot Head Burritos purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Hot Head Burritos"},"web_url":"https://www.capbench.com/franchises/hot-head-burritos?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Hot Head Burritos.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Hot Head Burritos"},"web_url":"https://www.capbench.com/franchises/hot-head-burritos?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Hot Head Burritos SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Hot Head Burritos"},"web_url":"https://www.capbench.com/franchises/hot-head-burritos?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/hot-head-burritos","source_type":"CapBench Data"}}