{"ok":true,"canonical_url":"https://www.capbench.com/franchises/hudson-valley-swim","api_url":"https://www.capbench.com/api/public/franchises/hudson-valley-swim","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Hudson Valley Swim","slug":"hudson-valley-swim","url":"https://www.capbench.com/franchises/hudson-valley-swim","sbaLoansSince2020":6,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[150000,150000],"avgRatePct":10.38,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":5,"topLenders":[{"name":"United Midwest Savings Bank National Association","count":4,"url":"https://www.capbench.com/lenders/united-midwest-savings-bank-national-association"},{"name":"Manufacturers and Traders Trust Company","count":2,"url":"https://www.capbench.com/lenders/manufacturers-and-traders-trust-company"}],"topStates":[{"count":2,"state":"VA"},{"count":1,"state":"MI"},{"count":1,"state":"NH"},{"count":1,"state":"KS"},{"count":1,"state":"MD"}],"recentDeals":[{"borrower":"Rylor LLC","city":"Midlothian","state":"VA","amount":160000,"fiscalYear":2025,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"HUNGRY BEAR VENTURES LLC dba Hudson Valley Swim Metro Detroit North","city":"Clarkston","state":"MI","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"DEER RIDGE VENTURES LLC dba Hudson Valley Swim East NH","city":"Northwood","state":"NH","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Jay Aquatic Inc.","city":"Wichita","state":"KS","amount":150000,"fiscalYear":2025,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Rylor LLC","city":"Midlothian","state":"VA","amount":25000,"fiscalYear":2025,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Rooted Ventures Limited Liability Company","city":"Silver Spring","state":"MD","amount":150000,"fiscalYear":2024,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Hudson Valley Swim purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Hudson Valley Swim purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Hudson Valley Swim"},"web_url":"https://www.capbench.com/franchises/hudson-valley-swim?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Hudson Valley Swim.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Hudson Valley Swim"},"web_url":"https://www.capbench.com/franchises/hudson-valley-swim?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Hudson Valley Swim SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Hudson Valley Swim"},"web_url":"https://www.capbench.com/franchises/hudson-valley-swim?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/hudson-valley-swim","source_type":"CapBench Data"}}