{"ok":true,"canonical_url":"https://www.capbench.com/franchises/hungry-howie-s","api_url":"https://www.capbench.com/api/public/franchises/hungry-howie-s","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Hungry Howie's","slug":"hungry-howie-s","url":"https://www.capbench.com/franchises/hungry-howie-s","sbaLoansSince2020":26,"businessPurchases":4,"typicalDeal":406000,"dealRange25th75th":[213700,475000],"avgRatePct":7.84,"failureRatePct":0,"loansSinceFY2025":7,"topLenders":[{"name":"The Huntington National Bank","count":9,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"CRF Small Business Loan Company, LLC","count":2,"url":"https://www.capbench.com/lenders/crf-small-business-loan-company-llc"},{"name":"First State Bank","count":1,"url":"https://www.capbench.com/lenders/first-state-bank-5"},{"name":"The Farmers and Merchants State Bank","count":1,"url":"https://www.capbench.com/lenders/the-farmers-and-merchants-state-bank"},{"name":"Michigan Schools and Government Credit Union","count":1,"url":"https://www.capbench.com/lenders/michigan-schools-and-government-credit-union"}],"topStates":[{"count":12,"state":"MI"},{"count":4,"state":"TX"},{"count":2,"state":"NC"},{"count":2,"state":"NV"},{"count":1,"state":"CO"},{"count":1,"state":"SC"},{"count":1,"state":"CA"},{"count":1,"state":"LA"}],"recentDeals":[{"borrower":"Annapurna Pizza, LLC","city":"Goose Creek","state":"SC","amount":558000,"fiscalYear":2026,"businessPurchase":false,"lender":"Milestone Bank"},{"borrower":"HK PIZZA INC","city":"Traverse City","state":"MI","amount":429200,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"OM Satname, LLC","city":"Ann Arbor","state":"MI","amount":300000,"fiscalYear":2026,"businessPurchase":false,"lender":"Michigan Schools and Government Credit Union"},{"borrower":"HCMJ Holdings 1, LLC","city":"Dearborn Heights","state":"MI","amount":501000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Farmers and Merchants State Bank"},{"borrower":"Wayne Pizza Group, LLC","city":"Detroit","state":"MI","amount":477600,"fiscalYear":2025,"businessPurchase":false,"lender":"First State Bank"},{"borrower":"Sabres Brasswood LLC","city":"Fort Worth","state":"TX","amount":380000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Sabres Brasswood LLC","city":"Fort Worth","state":"TX","amount":50000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Big Poppa Pizza Inc","city":"Traverse City","state":"MI","amount":475000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Big Poppa Pizza Inc","city":"Traverse City","state":"MI","amount":25000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"H2Propertys LLC","city":"Monroe","state":"MI","amount":1280000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Hungry Howie's purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Hungry Howie's purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Hungry Howie's"},"web_url":"https://www.capbench.com/franchises/hungry-howie-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Hungry Howie's.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Hungry Howie's"},"web_url":"https://www.capbench.com/franchises/hungry-howie-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Hungry Howie's SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Hungry Howie's"},"web_url":"https://www.capbench.com/franchises/hungry-howie-s?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/hungry-howie-s","source_type":"CapBench Data"}}