{"ok":true,"canonical_url":"https://www.capbench.com/franchises/inxpress","api_url":"https://www.capbench.com/api/public/franchises/inxpress","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"InXpress","slug":"inxpress","url":"https://www.capbench.com/franchises/inxpress","sbaLoansSince2020":9,"businessPurchases":0,"typicalDeal":150000,"dealRange25th75th":[150000,210000],"avgRatePct":7.08,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"United Midwest Savings Bank National Association","count":5,"url":"https://www.capbench.com/lenders/united-midwest-savings-bank-national-association"},{"name":"State Bank of Southern Utah","count":1,"url":"https://www.capbench.com/lenders/state-bank-of-southern-utah"},{"name":"Banner Bank","count":1,"url":"https://www.capbench.com/lenders/banner-bank"},{"name":"BankUnited, National Association","count":1,"url":"https://www.capbench.com/lenders/bankunited-national-association"},{"name":"BayFirst National Bank","count":1,"url":"https://www.capbench.com/lenders/bayfirst-national-bank"}],"topStates":[{"count":1,"state":"CA"},{"count":1,"state":"SD"},{"count":1,"state":"UT"},{"count":1,"state":"TX"},{"count":1,"state":"OR"},{"count":1,"state":"AZ"},{"count":1,"state":"NJ"},{"count":1,"state":"AR"}],"recentDeals":[{"borrower":"The Carli Group LLC","city":"Saint George","state":"UT","amount":250000,"fiscalYear":2023,"businessPurchase":false,"lender":"State Bank of Southern Utah"},{"borrower":"Aaron Eddy Enterprises LLC","city":"Huron","state":"SD","amount":150000,"fiscalYear":2023,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"JARJEN, INC.","city":"Atkinson","state":"NH","amount":210000,"fiscalYear":2022,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"BEAR STATE LOGISTICS LLC","city":"Maumelle","state":"AR","amount":150000,"fiscalYear":2022,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Goliath International Shipping LLC","city":"Vacaville","state":"CA","amount":150000,"fiscalYear":2021,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"InXpress 162","city":"Scottsdale","state":"AZ","amount":889000,"fiscalYear":2020,"businessPurchase":false,"lender":"BankUnited, National Association"},{"borrower":"advance2go LLC","city":"Sugar Land","state":"TX","amount":150000,"fiscalYear":2020,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"AB Caso LLC","city":"Wharton","state":"NJ","amount":150000,"fiscalYear":2020,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Morgan Transport Consultants LLC","city":"Creswell","state":"OR","amount":20000,"fiscalYear":2020,"businessPurchase":false,"lender":"Banner Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a InXpress purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a InXpress purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"InXpress"},"web_url":"https://www.capbench.com/franchises/inxpress?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with InXpress.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"InXpress"},"web_url":"https://www.capbench.com/franchises/inxpress?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full InXpress SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"InXpress"},"web_url":"https://www.capbench.com/franchises/inxpress?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/inxpress","source_type":"CapBench Data"}}