{"ok":true,"canonical_url":"https://www.capbench.com/franchises/kid-to-kid","api_url":"https://www.capbench.com/api/public/franchises/kid-to-kid","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Kid to Kid","slug":"kid-to-kid","url":"https://www.capbench.com/franchises/kid-to-kid","sbaLoansSince2020":27,"businessPurchases":0,"typicalDeal":386600,"dealRange25th75th":[288800,500000],"avgRatePct":8.63,"failureRatePct":0,"loansSinceFY2025":3,"topLenders":[{"name":"Citizens Bank","count":17,"url":"https://www.capbench.com/lenders/citizens-bank"},{"name":"Celtic Bank Corporation","count":2,"url":"https://www.capbench.com/lenders/celtic-bank-corporation"},{"name":"The American National Bank of Texas","count":2,"url":"https://www.capbench.com/lenders/the-american-national-bank-of-texas"},{"name":"Republic Bank & Trust Company","count":1,"url":"https://www.capbench.com/lenders/republic-bank-trust-company"},{"name":"Live Oak Banking Company","count":1,"url":"https://www.capbench.com/lenders/live-oak-banking-company"}],"topStates":[{"count":6,"state":"TX"},{"count":3,"state":"UT"},{"count":3,"state":"FL"},{"count":2,"state":"CO"},{"count":2,"state":"AZ"},{"count":2,"state":"SC"},{"count":1,"state":"NC"},{"count":1,"state":"KY"}],"recentDeals":[{"borrower":"Stewart Group Solutions LLC","city":"Spanish Fort","state":"AL","amount":500000,"fiscalYear":2025,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"Cole's Kidz LLC","city":"Jersey Village","state":"TX","amount":478000,"fiscalYear":2025,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"Lexsave, LLC","city":"Lexington","state":"KY","amount":300000,"fiscalYear":2025,"businessPurchase":false,"lender":"Republic Bank & Trust Company"},{"borrower":"AJG Corp.","city":"Sioux Falls","state":"SD","amount":719200,"fiscalYear":2024,"businessPurchase":false,"lender":"Celtic Bank Corporation"},{"borrower":"LLAC, LLC","city":"Brownsville","state":"TX","amount":513800,"fiscalYear":2024,"businessPurchase":false,"lender":"Celtic Bank Corporation"},{"borrower":"Unlimited Possibilities LLC","city":"Aurora","state":"CO","amount":500000,"fiscalYear":2024,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"Unlimited Possibilities LLC","city":"Aurora","state":"CO","amount":500000,"fiscalYear":2024,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"Red Arch Partners L.L.C","city":"West Valley City","state":"UT","amount":430000,"fiscalYear":2024,"businessPurchase":false,"lender":"KeyBank National Association"},{"borrower":"PKK Greenville LLC","city":"Rockwall","state":"TX","amount":187000,"fiscalYear":2024,"businessPurchase":false,"lender":"The American National Bank of Texas"},{"borrower":"K2K RDU LLC","city":"Garner","state":"NC","amount":546400,"fiscalYear":2023,"businessPurchase":false,"lender":"Citizens Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Kid to Kid purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Kid to Kid purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Kid to Kid"},"web_url":"https://www.capbench.com/franchises/kid-to-kid?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Kid to Kid.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Kid to Kid"},"web_url":"https://www.capbench.com/franchises/kid-to-kid?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Kid to Kid SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Kid to Kid"},"web_url":"https://www.capbench.com/franchises/kid-to-kid?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/kid-to-kid","source_type":"CapBench Data"}}