{"ok":true,"canonical_url":"https://www.capbench.com/franchises/lightbridge-academy","api_url":"https://www.capbench.com/api/public/franchises/lightbridge-academy","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Lightbridge Academy","slug":"lightbridge-academy","url":"https://www.capbench.com/franchises/lightbridge-academy","sbaLoansSince2020":38,"businessPurchases":0,"typicalDeal":995600,"dealRange25th75th":[765000,1246600],"avgRatePct":7.77,"failureRatePct":0,"loansSinceFY2025":17,"topLenders":[{"name":"Live Oak Banking Company","count":10,"url":"https://www.capbench.com/lenders/live-oak-banking-company"},{"name":"Celtic Bank Corporation","count":6,"url":"https://www.capbench.com/lenders/celtic-bank-corporation"},{"name":"Wells Fargo Bank National Association","count":6,"url":"https://www.capbench.com/lenders/wells-fargo-bank-national-association"},{"name":"Bank of America, National Association","count":4,"url":"https://www.capbench.com/lenders/bank-of-america-national-association"},{"name":"Provident Bank","count":3,"url":"https://www.capbench.com/lenders/provident-bank"}],"topStates":[{"count":9,"state":"NJ"},{"count":6,"state":"TX"},{"count":4,"state":"MD"},{"count":4,"state":"FL"},{"count":4,"state":"NC"},{"count":2,"state":"TN"},{"count":2,"state":"PA"},{"count":2,"state":"MI"}],"recentDeals":[{"borrower":"Saavi Academy LLC","city":"Laurel","state":"MD","amount":5000000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Barakat Holdings LLC","city":"Gambrills","state":"MD","amount":2785000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"Simply Adorable & Phenomenal, LLC","city":"Mansfield","state":"TX","amount":1510000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"JOYFUL JOURNEYS CHILDCARE LLC","city":"Tampa","state":"FL","amount":1325000,"fiscalYear":2026,"businessPurchase":false,"lender":"Bank of America, National Association"},{"borrower":"MITTEN STATE TOTS LLC","city":"Ann Arbor","state":"MI","amount":1246600,"fiscalYear":2026,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"},{"borrower":"JOYFUL JOURNEYS CHILDCARE LLC","city":"Tampa","state":"FL","amount":1222100,"fiscalYear":2026,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"},{"borrower":"Poswal LLC","city":"Fate","state":"TX","amount":1220000,"fiscalYear":2026,"businessPurchase":false,"lender":"Live Oak Banking Company"},{"borrower":"VIDYAAM LLC","city":"Riverview","state":"FL","amount":1182200,"fiscalYear":2026,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"},{"borrower":"VANTAGE VENTURES ED INC.","city":"Montvale","state":"NJ","amount":1171200,"fiscalYear":2026,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"},{"borrower":"KPRGV LLC","city":"Flower Mound","state":"TX","amount":1089500,"fiscalYear":2026,"businessPurchase":false,"lender":"Bank of America, National Association"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Lightbridge Academy purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Lightbridge Academy purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Lightbridge Academy"},"web_url":"https://www.capbench.com/franchises/lightbridge-academy?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Lightbridge Academy.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Lightbridge Academy"},"web_url":"https://www.capbench.com/franchises/lightbridge-academy?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Lightbridge Academy SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Lightbridge Academy"},"web_url":"https://www.capbench.com/franchises/lightbridge-academy?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/lightbridge-academy","source_type":"CapBench Data"}}