{"ok":true,"canonical_url":"https://www.capbench.com/franchises/mac-tools","api_url":"https://www.capbench.com/api/public/franchises/mac-tools","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Mac Tools","slug":"mac-tools","url":"https://www.capbench.com/franchises/mac-tools","sbaLoansSince2020":9,"businessPurchases":0,"typicalDeal":57000,"dealRange25th75th":[25000,304000],"avgRatePct":8.12,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"BayFirst National Bank","count":2,"url":"https://www.capbench.com/lenders/bayfirst-national-bank"},{"name":"Manufacturers and Traders Trust Company","count":2,"url":"https://www.capbench.com/lenders/manufacturers-and-traders-trust-company"},{"name":"Banco Popular de Puerto Rico","count":1,"url":"https://www.capbench.com/lenders/banco-popular-de-puerto-rico"},{"name":"CenTrust Bank, A Division of SmartBiz Bank National Association","count":1,"url":"https://www.capbench.com/lenders/centrust-bank-a-division-of-smartbiz-bank-national-association"},{"name":"Heritage Family FCU","count":1,"url":"https://www.capbench.com/lenders/heritage-family-fcu"}],"topStates":[{"count":3,"state":"OH"},{"count":1,"state":"PR"},{"count":1,"state":"AZ"},{"count":1,"state":"VT"},{"count":1,"state":"MO"},{"count":1,"state":"NY"},{"count":1,"state":"PA"}],"recentDeals":[{"borrower":"TMT TOOLS, LLC","city":"Lake Havasu City","state":"AZ","amount":350000,"fiscalYear":2026,"businessPurchase":false,"lender":"CenTrust Bank, A Division of SmartBiz Bank National Association"},{"borrower":"JS Tool Distributor, LLC","city":"Greenville","state":"OH","amount":350000,"fiscalYear":2023,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"CCW Tools, LLC","city":"Berlin Center","state":"OH","amount":304000,"fiscalYear":2023,"businessPurchase":false,"lender":"BayFirst National Bank"},{"borrower":"PAGAN TOOLS INC.","city":"Santa Isabel","state":"PR","amount":10000,"fiscalYear":2023,"businessPurchase":false,"lender":"Banco Popular de Puerto Rico"},{"borrower":"R.A.D. Tool and Equipment Sales, LLC","city":"Rochester","state":"NY","amount":50000,"fiscalYear":2022,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Burbs Tools LLC","city":"Panton","state":"VT","amount":25000,"fiscalYear":2022,"businessPurchase":false,"lender":"Heritage Family FCU"},{"borrower":"Tools N More LLC","city":"Orwigsburg","state":"PA","amount":57000,"fiscalYear":2021,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"SDH Toolz LLC","city":"Madison","state":"OH","amount":25000,"fiscalYear":2021,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Peerson Tool Co LLC","city":"Odessa","state":"MO","amount":104300,"fiscalYear":2020,"businessPurchase":false,"lender":"Equity Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Mac Tools purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Mac Tools purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Mac Tools"},"web_url":"https://www.capbench.com/franchises/mac-tools?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Mac Tools.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Mac Tools"},"web_url":"https://www.capbench.com/franchises/mac-tools?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Mac Tools SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Mac Tools"},"web_url":"https://www.capbench.com/franchises/mac-tools?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/mac-tools","source_type":"CapBench Data"}}