{"ok":true,"canonical_url":"https://www.capbench.com/franchises/miracle-method-surface-refinishing","api_url":"https://www.capbench.com/api/public/franchises/miracle-method-surface-refinishing","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Miracle Method Surface Refinishing","slug":"miracle-method-surface-refinishing","url":"https://www.capbench.com/franchises/miracle-method-surface-refinishing","sbaLoansSince2020":13,"businessPurchases":4,"typicalDeal":259000,"dealRange25th75th":[150000,500000],"avgRatePct":7.33,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Zions Bank, A Division of","count":3,"url":"https://www.capbench.com/lenders/zions-bank-a-division-of"},{"name":"Wells Fargo Bank National Association","count":2,"url":"https://www.capbench.com/lenders/wells-fargo-bank-national-association"},{"name":"United Midwest Savings Bank National Association","count":1,"url":"https://www.capbench.com/lenders/united-midwest-savings-bank-national-association"},{"name":"KeyBank National Association","count":1,"url":"https://www.capbench.com/lenders/keybank-national-association"},{"name":"Readycap Lending, LLC","count":1,"url":"https://www.capbench.com/lenders/readycap-lending-llc"}],"topStates":[{"count":3,"state":"UT"},{"count":2,"state":"MO"},{"count":1,"state":"WI"},{"count":1,"state":"NJ"},{"count":1,"state":"MA"},{"count":1,"state":"WA"},{"count":1,"state":"FL"},{"count":1,"state":"IL"}],"recentDeals":[{"borrower":"HERMAN JR. ENTERPRISES LLC","city":"Pennsauken","state":"NJ","amount":150000,"fiscalYear":2026,"businessPurchase":false,"lender":"United Midwest Savings Bank National Association"},{"borrower":"Bathworks Group, Inc.","city":"Springfield","state":"MA","amount":499500,"fiscalYear":2025,"businessPurchase":false,"lender":"KeyBank National Association"},{"borrower":"MIRACLE METHOD OF ST LOUIS SOUTH","city":"Saint Louis","state":"MO","amount":233900,"fiscalYear":2024,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Pink Sunshine Resurfacing, LLC","city":"Salt Lake City","state":"UT","amount":135000,"fiscalYear":2023,"businessPurchase":false,"lender":"Zions Bank, A Division of"},{"borrower":"AMC GROUP, LLC","city":"Tacoma","state":"WA","amount":1292000,"fiscalYear":2022,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"},{"borrower":"McDonough Refinishers, Inc","city":"Mcdonough","state":"GA","amount":1231300,"fiscalYear":2022,"businessPurchase":false,"lender":"Renasant Bank"},{"borrower":"PRESIDIO 2000, LLC","city":"Independence","state":"MO","amount":756500,"fiscalYear":2022,"businessPurchase":true,"lender":"Kendall Bank"},{"borrower":"MM Midwest Holdings, LLC","city":"Minneapolis","state":"MN","amount":500000,"fiscalYear":2021,"businessPurchase":true,"lender":"Village Bank"},{"borrower":"Pink Sunshine Resurfacing, LLC","city":"Salt Lake City","state":"UT","amount":473000,"fiscalYear":2021,"businessPurchase":true,"lender":"Zions Bank, A Division of"},{"borrower":"Jfembehr, Inc","city":"Mc Farland","state":"WI","amount":114100,"fiscalYear":2021,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Miracle Method Surface Refinishing purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Miracle Method Surface Refinishing purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Miracle Method Surface Refinishing"},"web_url":"https://www.capbench.com/franchises/miracle-method-surface-refinishing?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Miracle Method Surface Refinishing.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Miracle Method Surface Refinishing"},"web_url":"https://www.capbench.com/franchises/miracle-method-surface-refinishing?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Miracle Method Surface Refinishing SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Miracle Method Surface Refinishing"},"web_url":"https://www.capbench.com/franchises/miracle-method-surface-refinishing?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/miracle-method-surface-refinishing","source_type":"CapBench Data"}}