{"ok":true,"canonical_url":"https://www.capbench.com/franchises/pizza-factory","api_url":"https://www.capbench.com/api/public/franchises/pizza-factory","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Pizza Factory","slug":"pizza-factory","url":"https://www.capbench.com/franchises/pizza-factory","sbaLoansSince2020":12,"businessPurchases":1,"typicalDeal":300000,"dealRange25th75th":[200000,405000],"avgRatePct":7.54,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"BMO Bank National Association","count":2,"url":"https://www.capbench.com/lenders/bmo-bank-national-association"},{"name":"The Huntington National Bank","count":2,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"Citizens Bank","count":2,"url":"https://www.capbench.com/lenders/citizens-bank"},{"name":"Plumas Bank","count":1,"url":"https://www.capbench.com/lenders/plumas-bank"},{"name":"FFB Bank","count":1,"url":"https://www.capbench.com/lenders/ffb-bank"}],"topStates":[{"count":8,"state":"CA"},{"count":2,"state":"GA"},{"count":1,"state":"NV"},{"count":1,"state":"WA"}],"recentDeals":[{"borrower":"UB LLC","city":"Paradise","state":"CA","amount":760000,"fiscalYear":2026,"businessPurchase":false,"lender":"Monterey County Bank"},{"borrower":"RR Pizza LLC","city":"Port Townsend","state":"WA","amount":202000,"fiscalYear":2026,"businessPurchase":false,"lender":"Peoples Bank"},{"borrower":"It's The Stewarts LLC","city":"Modesto","state":"CA","amount":420000,"fiscalYear":2023,"businessPurchase":false,"lender":"Pathward National Association"},{"borrower":"SAPPHIRE LOMA VISTA, LLC","city":"Clovis","state":"CA","amount":405000,"fiscalYear":2023,"businessPurchase":false,"lender":"FFB Bank"},{"borrower":"Marquez Foods LLC","city":"Turlock","state":"CA","amount":350000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Marquez Foods LLC","city":"Turlock","state":"CA","amount":25000,"fiscalYear":2023,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Broadwell Industries LLC","city":"Athens","state":"GA","amount":44300,"fiscalYear":2022,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"Broadwell Industries LLC","city":"Athens","state":"GA","amount":317200,"fiscalYear":2021,"businessPurchase":false,"lender":"Citizens Bank"},{"borrower":"HAWIIAN BBQ RENO NW INC.","city":"Reno","state":"NV","amount":300000,"fiscalYear":2021,"businessPurchase":true,"lender":"Plumas Bank"},{"borrower":"Pizza Factory","city":"Shasta Lake","state":"CA","amount":252000,"fiscalYear":2021,"businessPurchase":false,"lender":"North State Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Pizza Factory purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Pizza Factory purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Pizza Factory"},"web_url":"https://www.capbench.com/franchises/pizza-factory?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Pizza Factory.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Pizza Factory"},"web_url":"https://www.capbench.com/franchises/pizza-factory?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Pizza Factory SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Pizza Factory"},"web_url":"https://www.capbench.com/franchises/pizza-factory?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/pizza-factory","source_type":"CapBench Data"}}