{"ok":true,"canonical_url":"https://www.capbench.com/franchises/prose","api_url":"https://www.capbench.com/api/public/franchises/prose","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Prose","slug":"prose","url":"https://www.capbench.com/franchises/prose","sbaLoansSince2020":16,"businessPurchases":0,"typicalDeal":400000,"dealRange25th75th":[313600,520000],"avgRatePct":5.75,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Luminate Bank","count":11,"url":null},{"name":"The Huntington National Bank","count":2,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"Old National Bank","count":1,"url":"https://www.capbench.com/lenders/old-national-bank"},{"name":"Unity Bank","count":1,"url":"https://www.capbench.com/lenders/unity-bank"},{"name":"Manufacturers and Traders Trust Company","count":1,"url":"https://www.capbench.com/lenders/manufacturers-and-traders-trust-company"}],"topStates":[{"count":10,"state":"MN"},{"count":2,"state":"TN"},{"count":1,"state":"ND"},{"count":1,"state":"IN"},{"count":1,"state":"NJ"},{"count":1,"state":"MD"}],"recentDeals":[{"borrower":"DMG Beauty, INC","city":"Towson","state":"MD","amount":350000,"fiscalYear":2022,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Mkg Enterprises, LLC","city":"Eden Prairie","state":"MN","amount":250000,"fiscalYear":2022,"businessPurchase":false,"lender":"Luminate Bank"},{"borrower":"Zweiller Company LLC","city":"Minneapolis","state":"MN","amount":100000,"fiscalYear":2022,"businessPurchase":false,"lender":"Luminate Bank"},{"borrower":"Zweiller Company LLC","city":"Coon Rapids","state":"MN","amount":80000,"fiscalYear":2022,"businessPurchase":false,"lender":"Luminate Bank"},{"borrower":"Halvy Style Corp","city":"Rogers","state":"MN","amount":552000,"fiscalYear":2021,"businessPurchase":false,"lender":"Luminate Bank"},{"borrower":"MKG Enterprises, LLC","city":"Minneapolis","state":"MN","amount":550000,"fiscalYear":2021,"businessPurchase":false,"lender":"Luminate Bank"},{"borrower":"2224 Investments, LLC","city":"Nashville","state":"TN","amount":500000,"fiscalYear":2021,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"MKGEnterprises, LLC","city":"Eden Prairie","state":"MN","amount":418000,"fiscalYear":2021,"businessPurchase":false,"lender":"Luminate Bank"},{"borrower":"Lady Bug Holdings, LLC","city":"Wyckoff","state":"NJ","amount":400000,"fiscalYear":2021,"businessPurchase":false,"lender":"Unity Bank"},{"borrower":"Zweiller Company, LLC","city":"Coon Rapids","state":"MN","amount":377000,"fiscalYear":2021,"businessPurchase":false,"lender":"Luminate Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Prose purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Prose purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Prose"},"web_url":"https://www.capbench.com/franchises/prose?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Prose.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Prose"},"web_url":"https://www.capbench.com/franchises/prose?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Prose SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Prose"},"web_url":"https://www.capbench.com/franchises/prose?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/prose","source_type":"CapBench Data"}}