{"ok":true,"canonical_url":"https://www.capbench.com/franchises/race-trac","api_url":"https://www.capbench.com/api/public/franchises/race-trac","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Race Trac","slug":"race-trac","url":"https://www.capbench.com/franchises/race-trac","sbaLoansSince2020":5,"businessPurchases":1,"typicalDeal":641000,"dealRange25th75th":[575000,830000],"avgRatePct":6.75,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":0,"topLenders":[{"name":"Central Bank","count":4,"url":"https://www.capbench.com/lenders/central-bank-3"},{"name":"Readycap Lending, LLC","count":1,"url":"https://www.capbench.com/lenders/readycap-lending-llc"}],"topStates":[{"count":2,"state":"FL"},{"count":2,"state":"TX"},{"count":1,"state":"GA"}],"recentDeals":[{"borrower":"Sunora 88 Incorporated","city":"Fort Myers","state":"FL","amount":575000,"fiscalYear":2023,"businessPurchase":false,"lender":"Central Bank"},{"borrower":"YARO 88 INCORPORATED","city":"Bonita Springs","state":"FL","amount":641000,"fiscalYear":2022,"businessPurchase":false,"lender":"Central Bank"},{"borrower":"Vistaz Enterprises LLC","city":"Hoschton","state":"GA","amount":350000,"fiscalYear":2022,"businessPurchase":false,"lender":"Central Bank"},{"borrower":"Feroz & Sons Inc.","city":"Irving","state":"TX","amount":1489000,"fiscalYear":2021,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Three Peaks Corp","city":"Greenville","state":"TX","amount":830000,"fiscalYear":2021,"businessPurchase":true,"lender":"Central Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Race Trac purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Race Trac purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Race Trac"},"web_url":"https://www.capbench.com/franchises/race-trac?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Race Trac.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Race Trac"},"web_url":"https://www.capbench.com/franchises/race-trac?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Race Trac SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Race Trac"},"web_url":"https://www.capbench.com/franchises/race-trac?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/race-trac","source_type":"CapBench Data"}}