{"ok":true,"canonical_url":"https://www.capbench.com/franchises/ralph-s-famous-italian-ices","api_url":"https://www.capbench.com/api/public/franchises/ralph-s-famous-italian-ices","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-22","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Ralph's Famous Italian Ices","slug":"ralph-s-famous-italian-ices","url":"https://www.capbench.com/franchises/ralph-s-famous-italian-ices","sbaLoansSince2020":4,"businessPurchases":0,"typicalDeal":160000,"dealRange25th75th":[50000,300000],"avgRatePct":9.84,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"TD Bank, National Association","count":3,"url":"https://www.capbench.com/lenders/td-bank-national-association"},{"name":"The MINT National Bank","count":1,"url":"https://www.capbench.com/lenders/the-mint-national-bank"}],"topStates":[{"count":2,"state":"NJ"},{"count":2,"state":"NY"}],"recentDeals":[{"borrower":"AC Bwalk Pretzel LLC","city":"Asbury Park","state":"NJ","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"TD Bank, National Association"},{"borrower":"Local Lemon Ices Inc.","city":"Centereach","state":"NY","amount":50000,"fiscalYear":2025,"businessPurchase":false,"lender":"TD Bank, National Association"},{"borrower":"CMD Delights, Inc.","city":"Northport","state":"NY","amount":160000,"fiscalYear":2024,"businessPurchase":false,"lender":"TD Bank, National Association"},{"borrower":"Amorcitos' Ices LLC","city":"Westfield","state":"NJ","amount":300000,"fiscalYear":2021,"businessPurchase":false,"lender":"The MINT National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Ralph's Famous Italian Ices purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Ralph's Famous Italian Ices purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Ralph's Famous Italian Ices"},"web_url":"https://www.capbench.com/franchises/ralph-s-famous-italian-ices?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Ralph's Famous Italian Ices.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Ralph's Famous Italian Ices"},"web_url":"https://www.capbench.com/franchises/ralph-s-famous-italian-ices?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Ralph's Famous Italian Ices SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Ralph's Famous Italian Ices"},"web_url":"https://www.capbench.com/franchises/ralph-s-famous-italian-ices?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/ralph-s-famous-italian-ices","source_type":"CapBench Data"}}