{"ok":true,"canonical_url":"https://www.capbench.com/franchises/regal-nails-salon-spa","api_url":"https://www.capbench.com/api/public/franchises/regal-nails-salon-spa","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Regal Nails Salon & Spa","slug":"regal-nails-salon-spa","url":"https://www.capbench.com/franchises/regal-nails-salon-spa","sbaLoansSince2020":1,"businessPurchases":0,"typicalDeal":100000,"dealRange25th75th":[100000,100000],"avgRatePct":12.75,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"BayFirst National Bank","count":1,"url":"https://www.capbench.com/lenders/bayfirst-national-bank"}],"topStates":[{"count":1,"state":"NM"}],"recentDeals":[{"borrower":"No Van Le","city":"Albuquerque","state":"NM","amount":100000,"fiscalYear":2025,"businessPurchase":false,"lender":"BayFirst National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Regal Nails Salon & Spa purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Regal Nails Salon & Spa purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Regal Nails Salon & Spa"},"web_url":"https://www.capbench.com/franchises/regal-nails-salon-spa?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Regal Nails Salon & Spa.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Regal Nails Salon & Spa"},"web_url":"https://www.capbench.com/franchises/regal-nails-salon-spa?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Regal Nails Salon & Spa SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Regal Nails Salon & Spa"},"web_url":"https://www.capbench.com/franchises/regal-nails-salon-spa?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/regal-nails-salon-spa","source_type":"CapBench Data"}}