{"ok":true,"canonical_url":"https://www.capbench.com/franchises/ricker-oil-company-multiple-brands","api_url":"https://www.capbench.com/api/public/franchises/ricker-oil-company-multiple-brands","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Ricker Oil Company  (Multiple Brands)","slug":"ricker-oil-company-multiple-brands","url":"https://www.capbench.com/franchises/ricker-oil-company-multiple-brands","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":943100,"dealRange25th75th":[102000,2563000],"avgRatePct":7.92,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Merchants Bank of Indiana","count":3,"url":"https://www.capbench.com/lenders/merchants-bank-of-indiana"}],"topStates":[{"count":3,"state":"IN"}],"recentDeals":[{"borrower":"BJM Inc","city":"Fishers","state":"IN","amount":2563000,"fiscalYear":2025,"businessPurchase":false,"lender":"Merchants Bank of Indiana"},{"borrower":"BJM Inc","city":"Fishers","state":"IN","amount":102000,"fiscalYear":2025,"businessPurchase":false,"lender":"Merchants Bank of Indiana"},{"borrower":"SSD Oil, Inc.","city":"Anderson","state":"IN","amount":943100,"fiscalYear":2020,"businessPurchase":false,"lender":"Merchants Bank of Indiana"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Ricker Oil Company  (Multiple Brands) purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Ricker Oil Company  (Multiple Brands) purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Ricker Oil Company  (Multiple Brands)"},"web_url":"https://www.capbench.com/franchises/ricker-oil-company-multiple-brands?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Ricker Oil Company  (Multiple Brands).","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Ricker Oil Company  (Multiple Brands)"},"web_url":"https://www.capbench.com/franchises/ricker-oil-company-multiple-brands?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Ricker Oil Company  (Multiple Brands) SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Ricker Oil Company  (Multiple Brands)"},"web_url":"https://www.capbench.com/franchises/ricker-oil-company-multiple-brands?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/ricker-oil-company-multiple-brands","source_type":"CapBench Data"}}