{"ok":true,"canonical_url":"https://www.capbench.com/franchises/sir-speedy","api_url":"https://www.capbench.com/api/public/franchises/sir-speedy","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Sir Speedy","slug":"sir-speedy","url":"https://www.capbench.com/franchises/sir-speedy","sbaLoansSince2020":19,"businessPurchases":7,"typicalDeal":350000,"dealRange25th75th":[166000,707100],"avgRatePct":7.18,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":3,"topLenders":[{"name":"Live Oak Banking Company","count":2,"url":"https://www.capbench.com/lenders/live-oak-banking-company"},{"name":"The Huntington National Bank","count":2,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"Wells Fargo Bank National Association","count":2,"url":"https://www.capbench.com/lenders/wells-fargo-bank-national-association"},{"name":"Sunflower Bank National Association","count":2,"url":"https://www.capbench.com/lenders/sunflower-bank-national-association"},{"name":"Ameris Bank","count":1,"url":"https://www.capbench.com/lenders/ameris-bank"}],"topStates":[{"count":3,"state":"FL"},{"count":2,"state":"NC"},{"count":2,"state":"AZ"},{"count":1,"state":"VA"},{"count":1,"state":"WA"},{"count":1,"state":"CA"},{"count":1,"state":"MO"},{"count":1,"state":"KS"}],"recentDeals":[{"borrower":"Ens Enterprises LLC","city":"Manhattan","state":"KS","amount":707100,"fiscalYear":2026,"businessPurchase":false,"lender":"Wells Fargo Bank National Association"},{"borrower":"Noble Press LLC","city":"Newark","state":"DE","amount":1874000,"fiscalYear":2025,"businessPurchase":true,"lender":"Truliant FCU"},{"borrower":"Doodnath Enterprises LLC","city":"Lyndhurst","state":"NJ","amount":710000,"fiscalYear":2025,"businessPurchase":true,"lender":"Port 51 Lending LLC"},{"borrower":"GOOD ONE PROPERTIES FL LLC","city":"Orlando","state":"FL","amount":4587000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"CNP Printing Inc.","city":"Forsyth","state":"MO","amount":495000,"fiscalYear":2024,"businessPurchase":true,"lender":"Branson Bank"},{"borrower":"Good One Printing Inc","city":"Orlando","state":"FL","amount":250000,"fiscalYear":2024,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Sir Speedy Raleigh","city":"Raleigh","state":"NC","amount":3150000,"fiscalYear":2023,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"AR & RR INC","city":"Santa Monica","state":"CA","amount":350000,"fiscalYear":2023,"businessPurchase":false,"lender":"Readycap Lending, LLC"},{"borrower":"Sir Speedy Raleigh","city":"Raleigh","state":"NC","amount":350000,"fiscalYear":2023,"businessPurchase":true,"lender":"Live Oak Banking Company"},{"borrower":"Beyond Visionary Services, Inc.","city":"Villa Park","state":"IL","amount":247100,"fiscalYear":2023,"businessPurchase":false,"lender":"JPMorgan Chase Bank, National Association"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Sir Speedy purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Sir Speedy purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Sir Speedy"},"web_url":"https://www.capbench.com/franchises/sir-speedy?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Sir Speedy.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Sir Speedy"},"web_url":"https://www.capbench.com/franchises/sir-speedy?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Sir Speedy SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Sir Speedy"},"web_url":"https://www.capbench.com/franchises/sir-speedy?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/sir-speedy","source_type":"CapBench Data"}}