{"ok":true,"canonical_url":"https://www.capbench.com/franchises/sobol","api_url":"https://www.capbench.com/api/public/franchises/sobol","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"SoBol","slug":"sobol","url":"https://www.capbench.com/franchises/sobol","sbaLoansSince2020":11,"businessPurchases":2,"typicalDeal":80000,"dealRange25th75th":[31500,321000],"avgRatePct":8.74,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":5,"topLenders":[{"name":"Manufacturers and Traders Trust Company","count":5,"url":"https://www.capbench.com/lenders/manufacturers-and-traders-trust-company"},{"name":"The Huntington National Bank","count":2,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"Bank Five Nine","count":1,"url":"https://www.capbench.com/lenders/bank-five-nine"},{"name":"TD Bank, National Association","count":1,"url":"https://www.capbench.com/lenders/td-bank-national-association"},{"name":"Empire State Certified Development Corporation","count":1,"url":null}],"topStates":[{"count":3,"state":"VA"},{"count":2,"state":"OH"},{"count":2,"state":"CT"},{"count":2,"state":"NY"},{"count":1,"state":"NC"},{"count":1,"state":"MA"}],"recentDeals":[{"borrower":"SCHARLACH ENTERPRISES, LLC","city":"Powell","state":"OH","amount":324000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Stamford Acai Bowls Inc","city":"Stamford","state":"CT","amount":321000,"fiscalYear":2026,"businessPurchase":true,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"SCHARLACH ENTERPRISES, LLC","city":"Powell","state":"OH","amount":25000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Stamford Acai Bowls Inc","city":"Stamford","state":"CT","amount":25000,"fiscalYear":2026,"businessPurchase":true,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"Fruitful Endeavors LLC","city":"Fuquay Varina","state":"NC","amount":400000,"fiscalYear":2025,"businessPurchase":false,"lender":"Bank Five Nine"},{"borrower":"Brew Krew, LLC","city":"Gainesville","state":"VA","amount":80000,"fiscalYear":2023,"businessPurchase":false,"lender":"Manufacturers and Traders Trust Company"},{"borrower":"T.A.P. 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CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a SoBol purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"SoBol"},"web_url":"https://www.capbench.com/franchises/sobol?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with SoBol.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"SoBol"},"web_url":"https://www.capbench.com/franchises/sobol?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full SoBol SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"SoBol"},"web_url":"https://www.capbench.com/franchises/sobol?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/sobol","source_type":"CapBench Data"}}