{"ok":true,"canonical_url":"https://www.capbench.com/franchises/stay-express-inn","api_url":"https://www.capbench.com/api/public/franchises/stay-express-inn","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Stay Express Inn","slug":"stay-express-inn","url":"https://www.capbench.com/franchises/stay-express-inn","sbaLoansSince2020":6,"businessPurchases":1,"typicalDeal":2335000,"dealRange25th75th":[1560000,2440000],"avgRatePct":6.54,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":2,"topLenders":[{"name":"Wallis Bank","count":2,"url":"https://www.capbench.com/lenders/wallis-bank"},{"name":"GBank","count":1,"url":"https://www.capbench.com/lenders/gbank"},{"name":"Touchmark National Bank","count":1,"url":"https://www.capbench.com/lenders/touchmark-national-bank"},{"name":"Enterprise Bank & Trust","count":1,"url":"https://www.capbench.com/lenders/enterprise-bank-trust"},{"name":"Celtic Bank Corporation","count":1,"url":"https://www.capbench.com/lenders/celtic-bank-corporation"}],"topStates":[{"count":4,"state":"TX"},{"count":1,"state":"LA"},{"count":1,"state":"NV"}],"recentDeals":[{"borrower":"TEXAS WHITECAT INC","city":"Tyler","state":"TX","amount":2440000,"fiscalYear":2026,"businessPurchase":false,"lender":"GBank"},{"borrower":"Stay Express Inn","city":"Athens","state":"TX","amount":2500000,"fiscalYear":2025,"businessPurchase":false,"lender":"Enterprise Bank & Trust"},{"borrower":"PCT Hospitality Inc","city":"Dallas","state":"TX","amount":2335000,"fiscalYear":2021,"businessPurchase":false,"lender":"Wallis Bank"},{"borrower":"Darsh L.L.C.","city":"Hammond","state":"LA","amount":1789200,"fiscalYear":2021,"businessPurchase":false,"lender":"Wallis Bank"},{"borrower":"Stay Express Inn","city":"Elko","state":"NV","amount":908500,"fiscalYear":2021,"businessPurchase":false,"lender":"Celtic Bank Corporation"},{"borrower":"Sunshine Lodging, LLC","city":"Athens","state":"TX","amount":1560000,"fiscalYear":2020,"businessPurchase":true,"lender":"Touchmark National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Stay Express Inn purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Stay Express Inn purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Stay Express Inn"},"web_url":"https://www.capbench.com/franchises/stay-express-inn?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Stay Express Inn.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Stay Express Inn"},"web_url":"https://www.capbench.com/franchises/stay-express-inn?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Stay Express Inn SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Stay Express Inn"},"web_url":"https://www.capbench.com/franchises/stay-express-inn?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/stay-express-inn","source_type":"CapBench Data"}}