{"ok":true,"canonical_url":"https://www.capbench.com/franchises/toastique","api_url":"https://www.capbench.com/api/public/franchises/toastique","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Toastique","slug":"toastique","url":"https://www.capbench.com/franchises/toastique","sbaLoansSince2020":47,"businessPurchases":0,"typicalDeal":417000,"dealRange25th75th":[50000,549000],"avgRatePct":9.65,"failureRatePct":0,"loansSinceFY2025":29,"topLenders":[{"name":"The Huntington National Bank","count":31,"url":"https://www.capbench.com/lenders/the-huntington-national-bank"},{"name":"Manufacturers and Traders Trust Company","count":2,"url":"https://www.capbench.com/lenders/manufacturers-and-traders-trust-company"},{"name":"First Commonwealth Bank","count":2,"url":"https://www.capbench.com/lenders/first-commonwealth-bank"},{"name":"First Bank of the Lake","count":2,"url":"https://www.capbench.com/lenders/first-bank-of-the-lake"},{"name":"Wilmington Savings Fund Society FSB","count":2,"url":"https://www.capbench.com/lenders/wilmington-savings-fund-society-fsb"}],"topStates":[{"count":10,"state":"TX"},{"count":6,"state":"VA"},{"count":5,"state":"CA"},{"count":4,"state":"MD"},{"count":4,"state":"IL"},{"count":3,"state":"GA"},{"count":2,"state":"OH"},{"count":2,"state":"NC"}],"recentDeals":[{"borrower":"GOLDEN NOURISH CASTRO VALLEY CORP","city":"Castro Valley","state":"CA","amount":1278000,"fiscalYear":2026,"businessPurchase":false,"lender":"Meadows Bank"},{"borrower":"Reen Capital LLC","city":"Vienna","state":"VA","amount":515000,"fiscalYear":2026,"businessPurchase":false,"lender":"VelocitySBA, LLC"},{"borrower":"WELLTOAST LLC","city":"Deer Park","state":"IL","amount":499500,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Guy's Toast01, L.L.C.","city":"Flower Mound","state":"TX","amount":498500,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"WELLTOAST LLC","city":"Deer Park","state":"IL","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Guy's Toast01, L.L.C.","city":"Flower Mound","state":"TX","amount":50000,"fiscalYear":2026,"businessPurchase":false,"lender":"The Huntington National Bank"},{"borrower":"Toastique","city":"Reston","state":"VA","amount":990200,"fiscalYear":2025,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"TOASTIQUE BRICKWORKS","city":"Atlanta","state":"GA","amount":915000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Bank of the Lake"},{"borrower":"Toastique","city":"Overland Park","state":"KS","amount":722000,"fiscalYear":2025,"businessPurchase":false,"lender":"First Merchants Bank"},{"borrower":"DICESARE CORP","city":"Beachwood","state":"OH","amount":662000,"fiscalYear":2025,"businessPurchase":false,"lender":"The Huntington National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Toastique purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Toastique purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Toastique"},"web_url":"https://www.capbench.com/franchises/toastique?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Toastique.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Toastique"},"web_url":"https://www.capbench.com/franchises/toastique?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Toastique SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Toastique"},"web_url":"https://www.capbench.com/franchises/toastique?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/toastique","source_type":"CapBench Data"}}