{"ok":true,"canonical_url":"https://www.capbench.com/franchises/wine-design","api_url":"https://www.capbench.com/api/public/franchises/wine-design","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"Franchise financing & failure-rate methodology","url":"https://www.capbench.com/methodology/franchise-risk"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"franchise":{"brand":"Wine & design","slug":"wine-design","url":"https://www.capbench.com/franchises/wine-design","sbaLoansSince2020":3,"businessPurchases":0,"typicalDeal":126100,"dealRange25th75th":[80000,179000],"avgRatePct":8,"failureRatePct":null,"failureRateNote":"too few loans to score","loansSinceFY2025":1,"topLenders":[{"name":"CDC Small Business Finance Corp.","count":1,"url":"https://www.capbench.com/lenders/cdc-small-business-finance-corp"},{"name":"Old National Bank","count":1,"url":"https://www.capbench.com/lenders/old-national-bank"},{"name":"Newtek Small Business Finance, Inc.","count":1,"url":null}],"topStates":[{"count":2,"state":"NC"},{"count":1,"state":"AL"}],"recentDeals":[{"borrower":"Nauti Ventures LLC","city":"Wilmington","state":"NC","amount":80000,"fiscalYear":2025,"businessPurchase":false,"lender":"CDC Small Business Finance Corp."},{"borrower":"Wine and Design Fayetteville","city":"Fayetteville","state":"NC","amount":179000,"fiscalYear":2022,"businessPurchase":false,"lender":"Newtek Small Business Finance, Inc."},{"borrower":"523 DMT LLC dba Wine and Design","city":"Harvest","state":"AL","amount":126100,"fiscalYear":2020,"businessPurchase":false,"lender":"Old National Bank"}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Buyers considering a Wine & design purchase typically confirm SBA fit, then find the lenders most active with the brand and pre-qualify before signing. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"evaluate_franchise_sba_fit","label":"Check SBA fit","description":"Evaluate whether a Wine & design purchase is SBA-financeable.","mcp_tool":"evaluate_franchise_sba_fit","args":{"franchise_brand":"Wine & design"},"web_url":"https://www.capbench.com/franchises/wine-design?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_fit"},{"action":"find_franchise_sba_lenders","label":"Find SBA lenders","description":"Find SBA lenders active with Wine & design.","mcp_tool":"find_franchise_sba_lenders","args":{"franchise_brand":"Wine & design"},"web_url":"https://www.capbench.com/franchises/wine-design?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_lender_match"},{"action":"unlock_franchise_lender_report","label":"$9 lender report","description":"Unlock the $9 Full Wine & design SBA Lender Report (matched lenders, comparables, benchmarks).","mcp_tool":"preview_franchise_sba_fit","args":{"franchise_brand":"Wine & design"},"web_url":"https://www.capbench.com/franchises/wine-design?utm_source=agent&utm_medium=entity_funnel&utm_campaign=franchise_report"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench franchise financing record","url":"https://www.capbench.com/franchises/wine-design","source_type":"CapBench Data"}}