{"ok":true,"canonical_url":"https://www.capbench.com/lenders/gateway-bank-fsb","api_url":"https://www.capbench.com/api/public/lenders/gateway-bank-fsb","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://www.capbench.com/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"lender":{"name":"Gateway Bank FSB","slug":"gateway-bank-fsb","url":"https://www.capbench.com/lenders/gateway-bank-fsb","hq":"Oakland, CA","website":null,"branchCount":null,"sbaFocus":null,"recentDealsSampled":1,"businessPurchases":0,"typicalDeal":175000,"dealRange25th75th":[175000,175000],"typicalDaysApprovalToFunding":null,"topIndustries":[{"count":1,"name":"Residential Intellectual and Developmental Disability Facili"}],"topStates":[{"count":1,"state":"CA"}],"topFranchises":[],"recentDeals":[{"acquisition":false,"approvalDate":"2/20/2026","borrName":"Kearney Community Support Home LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Vacaville","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":175000,"industry":"Residential Intellectual and Developmental Disability Facili","jobs":null,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":131250,"soldSecMkt":null,"state":"CA","status":"COMMIT","subprogram":"Guaranty","termMonths":120}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits Gateway Bank FSB, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in CA. CapBench arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). CapBench forwards the lead to the lender.","web_url":"https://www.capbench.com/lenders/gateway-bank-fsb?state=CA&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"CA"},"web_url":"https://www.capbench.com/lenders/state/ca?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://www.capbench.com/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench lender profile","url":"https://www.capbench.com/lenders/gateway-bank-fsb","source_type":"CapBench Data"}}