{"ok":true,"canonical_url":"https://www.capbench.com/lenders/industrial-bank","api_url":"https://www.capbench.com/api/public/lenders/industrial-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://www.capbench.com/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"lender":{"name":"Industrial Bank","slug":"industrial-bank","url":"https://www.capbench.com/lenders/industrial-bank","hq":"4812 Georgia Ave Nw, Washington, DC","website":"www.industrial-bank.com","branchCount":10,"sbaFocus":{"pct":0.2,"pctile":49,"tier":"sideline"},"recentDealsSampled":26,"businessPurchases":0,"typicalDeal":440000,"dealRange25th75th":[220000,730000],"typicalDaysApprovalToFunding":63,"topIndustries":[{"count":3,"name":"Full-Service Restaurants"},{"count":2,"name":"Limited-Service Restaurants"},{"count":2,"name":"Beauty Salons"},{"count":2,"name":"Retail Bakeries"},{"count":2,"name":"Offices of Lawyers"},{"count":2,"name":"Other Personal Care Services"},{"count":2,"name":"Snack and Nonalcoholic Beverage Bars"},{"count":2,"name":"Administrative Management and General Management Consulting "}],"topStates":[{"count":11,"state":"MD"},{"count":9,"state":"DC"},{"count":4,"state":"VA"},{"count":2,"state":"NJ"}],"topFranchises":[{"name":"Nothing Bundt Cakes","count":2,"url":"https://www.capbench.com/franchises/nothing-bundt-cakes"},{"name":"Jinya Ramen Bar","count":2,"url":"https://www.capbench.com/franchises/jinya-ramen-bar"},{"name":"Ledo Pizza","count":1,"url":"https://www.capbench.com/franchises/ledo-pizza"},{"name":"Aloha Poke Co.","count":1,"url":"https://www.capbench.com/franchises/aloha-poke-co"},{"name":"Pure Green","count":1,"url":"https://www.capbench.com/franchises/pure-green"}],"recentDeals":[{"acquisition":false,"approvalDate":"4/9/2025","borrName":"Rev'D Limited Liability Company","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Washington","collateral":true,"daysToFund":243,"firstDisbursement":"12/8/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":929300,"industry":"Fitness and Recreational Sports Centers","jobs":28,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":696975,"soldSecMkt":null,"state":"DC","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"7/18/2025","borrName":"SL Pizza, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bowie","collateral":true,"daysToFund":195,"firstDisbursement":"1/29/2026","fixedVar":"V","franchise":"Ledo Pizza","fy":2025,"gross":730000,"industry":"Limited-Service Restaurants","jobs":13,"paidInFullDate":null,"processing":"7a General","rate":9.5,"revolver":"FALSE","sbaGuaranteed":547500,"soldSecMkt":null,"state":"MD","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"12/5/2024","borrName":"Elys Group LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Irvington","collateral":true,"daysToFund":28,"firstDisbursement":"1/2/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":665000,"industry":"Beauty Salons","jobs":6,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":498750,"soldSecMkt":null,"state":"NJ","status":"CURR","subprogram":"Guaranty","termMonths":240},{"acquisition":false,"approvalDate":"4/25/2025","borrName":"Avante Ortho, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Berwyn Heights","collateral":true,"daysToFund":97,"firstDisbursement":"7/31/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":574300,"industry":"Offices of Physicians (except Mental Health Specialists)","jobs":18,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":430725,"soldSecMkt":null,"state":"MD","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/4/2024","borrName":"Watson Works II LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Rockville","collateral":true,"daysToFund":41,"firstDisbursement":"11/14/2024","fixedVar":"V","franchise":"Nothing Bundt Cakes","fy":2025,"gross":567000,"industry":"Retail Bakeries","jobs":11,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.5,"revolver":"FALSE","sbaGuaranteed":425250,"soldSecMkt":true,"state":"MD","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"2/17/2025","borrName":"Greenlight Ride Corp","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"South Orange","collateral":true,"daysToFund":115,"firstDisbursement":"6/12/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":440000,"industry":"Special Needs Transportation","jobs":11,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.25,"revolver":"FALSE","sbaGuaranteed":330000,"soldSecMkt":null,"state":"NJ","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"2/29/2024","borrName":"B&D Law P.L.L.C.","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Washington","collateral":true,"daysToFund":41,"firstDisbursement":"4/10/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":1800000,"industry":"Offices of Lawyers","jobs":9,"paidInFullDate":null,"processing":"7a General","rate":9.75,"revolver":"FALSE","sbaGuaranteed":1350000,"soldSecMkt":null,"state":"DC","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/18/2023","borrName":"Sensory Sentiments LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bowie","collateral":true,"daysToFund":380,"firstDisbursement":"11/1/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":1042000,"industry":"Other Personal Care Services","jobs":17,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10.25,"revolver":"FALSE","sbaGuaranteed":781500,"soldSecMkt":null,"state":"MD","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"10/11/2023","borrName":"Watson Works III LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Germantown","collateral":true,"daysToFund":26,"firstDisbursement":"11/6/2023","fixedVar":"V","franchise":"Nothing Bundt Cakes","fy":2024,"gross":540000,"industry":"Retail Bakeries","jobs":9,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":10,"revolver":"FALSE","sbaGuaranteed":405000,"soldSecMkt":null,"state":"MD","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"5/13/2024","borrName":"Sensory Sentiments LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bowie","collateral":true,"daysToFund":184,"firstDisbursement":"11/13/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":275000,"industry":"Other Personal Care Services","jobs":17,"paidInFullDate":null,"processing":"SBA Express Program","rate":10.25,"revolver":"FALSE","sbaGuaranteed":137500,"soldSecMkt":null,"state":"MD","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits Industrial Bank, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in MD. CapBench arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). CapBench forwards the lead to the lender.","web_url":"https://www.capbench.com/lenders/industrial-bank?state=MD&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"MD"},"web_url":"https://www.capbench.com/lenders/state/md?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://www.capbench.com/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench lender profile","url":"https://www.capbench.com/lenders/industrial-bank","source_type":"CapBench Data"}}