{"ok":true,"canonical_url":"https://www.capbench.com/lenders/liberty-bank","api_url":"https://www.capbench.com/api/public/lenders/liberty-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://www.capbench.com/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"lender":{"name":"Liberty Bank","slug":"liberty-bank","url":"https://www.capbench.com/lenders/liberty-bank","hq":"1002 N Main St, Liberty, IL","website":"www.liberty.bank","branchCount":6,"sbaFocus":{"pct":8.4,"pctile":96,"tier":"specialist"},"recentDealsSampled":278,"businessPurchases":17,"typicalDeal":100000,"dealRange25th75th":[50000,231900],"typicalDaysApprovalToFunding":22,"topIndustries":[{"count":26,"name":"Full-Service Restaurants"},{"count":12,"name":"Residential Remodelers"},{"count":10,"name":"Limited-Service Restaurants"},{"count":9,"name":"Landscaping Services"},{"count":8,"name":"Beauty Salons"},{"count":7,"name":"Plumbing, Heating, and Air-Conditioning Contractors"},{"count":6,"name":"Beer, Wine, and Liquor Retailers"},{"count":6,"name":"Fitness and Recreational Sports Centers"}],"topStates":[{"count":269,"state":"CT"},{"count":8,"state":"MA"},{"count":1,"state":"FL"}],"topFranchises":[{"name":"Closet & Storage Concepts","count":2,"url":null},{"name":"Snap Fitness","count":2,"url":"https://www.capbench.com/franchises/snap-fitness"},{"name":"ServiceMaster","count":2,"url":"https://www.capbench.com/franchises/servicemaster"},{"name":"Tremble","count":1,"url":"https://www.capbench.com/franchises/tremble"},{"name":"Roosters Men's Grooming Center","count":1,"url":"https://www.capbench.com/franchises/roosters-men-s-grooming-center"}],"recentDeals":[{"acquisition":false,"approvalDate":"3/11/2026","borrName":"HANNOUSH FLORIDA, INC.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Naples","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":4300000,"industry":"Jewelry Retailers","jobs":12,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":6.43,"revolver":"FALSE","sbaGuaranteed":2150000,"soldSecMkt":null,"state":"FL","status":"COMMIT","subprogram":"Guaranty","termMonths":84},{"acquisition":false,"approvalDate":"3/26/2026","borrName":"East Coast-Wallingford LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Wallingford","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":420000,"industry":"Beer, Wine, and Liquor Retailers","jobs":1,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":315000,"soldSecMkt":null,"state":"CT","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/24/2025","borrName":"Sajeco LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Darien","collateral":true,"daysToFund":21,"firstDisbursement":"12/15/2025","fixedVar":"V","franchise":"Tremble","fy":2026,"gross":350000,"industry":"Fitness and Recreational Sports Centers","jobs":8,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9,"revolver":"FALSE","sbaGuaranteed":262500,"soldSecMkt":null,"state":"CT","status":"CURR","subprogram":"Guaranty","termMonths":84},{"acquisition":true,"approvalDate":"3/6/2026","borrName":"Brodeur New Geriatric LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Westfield","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"F","franchise":null,"fy":2026,"gross":324000,"industry":"Home Health Care Services","jobs":4,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":243000,"soldSecMkt":null,"state":"MA","status":"COMMIT","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"3/27/2026","borrName":"Plumbums LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Berlin","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":250000,"industry":"Plumbing, Heating, and Air-Conditioning Contractors","jobs":6,"paidInFullDate":null,"processing":"SBA Express Program","rate":11.25,"revolver":"TRUE","sbaGuaranteed":125000,"soldSecMkt":null,"state":"CT","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"12/8/2025","borrName":"J&J RIVERA SUPPLY CO","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Old Saybrook","collateral":true,"daysToFund":14,"firstDisbursement":"12/22/2025","fixedVar":"V","franchise":null,"fy":2026,"gross":250000,"industry":"Roofing Contractors","jobs":5,"paidInFullDate":null,"processing":"SBA Express Program","rate":11,"revolver":"TRUE","sbaGuaranteed":125000,"soldSecMkt":null,"state":"CT","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"2/18/2026","borrName":"D.G. Custom Carpentry L.L.C.","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Southington","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":190000,"industry":"Finish Carpentry Contractors","jobs":1,"paidInFullDate":null,"processing":"SBA Express Program","rate":11.25,"revolver":"TRUE","sbaGuaranteed":95000,"soldSecMkt":null,"state":"CT","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"2/11/2026","borrName":"QOP LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Portland","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":180000,"industry":"All Other Miscellaneous Crop Farming","jobs":24,"paidInFullDate":null,"processing":"SBA Express Program","rate":11.25,"revolver":"TRUE","sbaGuaranteed":90000,"soldSecMkt":null,"state":"CT","status":"COMMIT","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"11/24/2025","borrName":"Legacy It's Tradition (LIT) Enterprise LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Manchester","collateral":true,"daysToFund":22,"firstDisbursement":"12/16/2025","fixedVar":"F","franchise":null,"fy":2026,"gross":150000,"industry":"Full-Service Restaurants","jobs":2,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.75,"revolver":"FALSE","sbaGuaranteed":127500,"soldSecMkt":null,"state":"CT","status":"CURR","subprogram":"Guaranty","termMonths":84},{"acquisition":false,"approvalDate":"3/4/2026","borrName":"Tapas Sports Cafe LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Trumbull","collateral":true,"daysToFund":null,"firstDisbursement":null,"fixedVar":"V","franchise":null,"fy":2026,"gross":128900,"industry":"Full-Service Restaurants","jobs":13,"paidInFullDate":null,"processing":"Preferred Lenders Program","rate":9.25,"revolver":"FALSE","sbaGuaranteed":109565,"soldSecMkt":null,"state":"CT","status":"COMMIT","subprogram":"Guaranty","termMonths":120}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits Liberty Bank, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in CT. CapBench arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). CapBench forwards the lead to the lender.","web_url":"https://www.capbench.com/lenders/liberty-bank?state=CT&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"CT"},"web_url":"https://www.capbench.com/lenders/state/ct?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://www.capbench.com/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench lender profile","url":"https://www.capbench.com/lenders/liberty-bank","source_type":"CapBench Data"}}