{"ok":true,"canonical_url":"https://www.capbench.com/lenders/security-financial-bank","api_url":"https://www.capbench.com/api/public/lenders/security-financial-bank","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://www.capbench.com/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"lender":{"name":"Security Financial Bank","slug":"security-financial-bank","url":"https://www.capbench.com/lenders/security-financial-bank","hq":"212 W Prospect St, Durand, WI","website":"www.sfbank.com","branchCount":8,"sbaFocus":{"pct":0,"pctile":10,"tier":"sideline"},"recentDealsSampled":79,"businessPurchases":1,"typicalDeal":200000,"dealRange25th75th":[95000,500000],"typicalDaysApprovalToFunding":16,"topIndustries":[{"count":7,"name":"Dairy Cattle and Milk Production"},{"count":5,"name":"Beauty Salons"},{"count":4,"name":"Corn Farming"},{"count":4,"name":"Oilseed and Grain Combination Farming"},{"count":3,"name":"Farm Machinery and Equipment Manufacturing"},{"count":3,"name":"Full-Service Restaurants"},{"count":3,"name":"Plumbing, Heating, and Air-Conditioning Contractors"},{"count":2,"name":"Drinking Places (Alcoholic Beverages)"}],"topStates":[{"count":75,"state":"WI"},{"count":4,"state":"MN"}],"topFranchises":[{"name":"Napa AutoCare Program Membership Agreement","count":2,"url":"https://www.capbench.com/franchises/napa-autocare-program-membership-agreement"}],"recentDeals":[{"acquisition":false,"approvalDate":"3/13/2025","borrName":"KSJS Holdings, LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Bloomer","collateral":true,"daysToFund":1,"firstDisbursement":"3/14/2025","fixedVar":"V","franchise":"Napa AutoCare Program Membership Agreement","fy":2025,"gross":229500,"industry":"Automotive Parts and Accessories Retailers","jobs":null,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.5,"revolver":"FALSE","sbaGuaranteed":114750,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":240},{"acquisition":false,"approvalDate":"9/15/2025","borrName":"The Phoenix EC, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Eau Claire","collateral":true,"daysToFund":4,"firstDisbursement":"9/19/2025","fixedVar":"F","franchise":null,"fy":2025,"gross":120000,"industry":"Drinking Places (Alcoholic Beverages)","jobs":6,"paidInFullDate":null,"processing":"SBA Express Program","rate":8.75,"revolver":"FALSE","sbaGuaranteed":60000,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":false,"approvalDate":"1/31/2025","borrName":"TOP OF THE VALLEY PET RESORT, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Saint Croix Falls","collateral":true,"daysToFund":27,"firstDisbursement":"2/27/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":95200,"industry":"Pet Care (except Veterinary) Services","jobs":7,"paidInFullDate":"12/31/2025","processing":"SBA Express Program","rate":7.79,"revolver":"FALSE","sbaGuaranteed":47600,"soldSecMkt":null,"state":"WI","status":"P I F","subprogram":"FA$TRK (Small Loan Express)","termMonths":240},{"acquisition":false,"approvalDate":"4/9/2025","borrName":"Body Care Collective LLC","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Eau Claire","collateral":true,"daysToFund":16,"firstDisbursement":"4/25/2025","fixedVar":"V","franchise":null,"fy":2025,"gross":50000,"industry":"Beauty Salons","jobs":9,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.5,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"9/10/2024","borrName":"Balzer, Inc","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Mountain Lake","collateral":true,"daysToFund":11,"firstDisbursement":"9/21/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":1000000,"industry":"Farm Machinery and Equipment Manufacturing","jobs":40,"paidInFullDate":null,"processing":"7a with EWCP","rate":8.5,"revolver":"TRUE","sbaGuaranteed":900000,"soldSecMkt":null,"state":"MN","status":"CURR","subprogram":"Revolving Line of Credit Expor","termMonths":24},{"acquisition":false,"approvalDate":"2/9/2024","borrName":"LEBAKKENS, INC. OF WISCONSIN","businessAge":"Existing or more than 2 years old","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Eau Claire","collateral":true,"daysToFund":11,"firstDisbursement":"2/20/2024","fixedVar":"V","franchise":null,"fy":2024,"gross":1000000,"industry":"Furniture Retailers","jobs":75,"paidInFullDate":null,"processing":"7a General","rate":8.49,"revolver":"FALSE","sbaGuaranteed":750000,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"Guaranty","termMonths":120},{"acquisition":false,"approvalDate":"11/3/2023","borrName":"The Phoenix EC, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Eau Claire","collateral":true,"daysToFund":25,"firstDisbursement":"11/28/2023","fixedVar":"V","franchise":null,"fy":2024,"gross":994000,"industry":"Drinking Places (Alcoholic Beverages)","jobs":12,"paidInFullDate":null,"processing":"7a General","rate":8.6,"revolver":"FALSE","sbaGuaranteed":745500,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"Guaranty","termMonths":132},{"acquisition":true,"approvalDate":"9/30/2024","borrName":"MHP Somerset, LLC","businessAge":"Change of Ownership","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Somerset","collateral":true,"daysToFund":7,"firstDisbursement":"10/7/2024","fixedVar":"F","franchise":null,"fy":2024,"gross":71000,"industry":"Clothing and Clothing Accessories Retailers","jobs":8,"paidInFullDate":null,"processing":"SBA Express Program","rate":7.75,"revolver":"FALSE","sbaGuaranteed":35500,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":60},{"acquisition":false,"approvalDate":"8/21/2024","borrName":"Kadie's Home Suite Home, LLC","businessAge":"New Business or 2 years or less","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Chippewa Falls","collateral":true,"daysToFund":467,"firstDisbursement":"12/1/2025","fixedVar":"V","franchise":null,"fy":2024,"gross":50000,"industry":"Assisted Living Facilities for the Elderly","jobs":8,"paidInFullDate":null,"processing":"SBA Express Program","rate":9.5,"revolver":"TRUE","sbaGuaranteed":25000,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"FA$TRK (Small Loan Express)","termMonths":120},{"acquisition":false,"approvalDate":"5/16/2023","borrName":"Summit Insurance Associates, LLC","businessAge":"Startup, Loan Funds will Open Business","businessType":"Corporation","chargeOffAmount":null,"chargeOffDate":null,"city":"Suamico","collateral":true,"daysToFund":22,"firstDisbursement":"6/7/2023","fixedVar":"F","franchise":null,"fy":2023,"gross":675000,"industry":"All Other Insurance Related Activities","jobs":12,"paidInFullDate":null,"processing":"7a General","rate":9.6,"revolver":"FALSE","sbaGuaranteed":506250,"soldSecMkt":null,"state":"WI","status":"CURR","subprogram":"Guaranty","termMonths":87}]},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"If a buyer is evaluating a purchase that fits Security Financial Bank, the usual next step is to pre-qualify the deal for SBA 7(a) financing and request an introduction in WI. CapBench arranges the introduction — free for buyers.","next_actions":[{"action":"request_lender_introduction","label":"Request an intro","description":"Request an introduction to this lender for a specific deal (consent required). CapBench forwards the lead to the lender.","web_url":"https://www.capbench.com/lenders/security-financial-bank?state=WI&utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_intro"},{"action":"rank_sba_lenders","label":"Rank lenders","description":"Rank the most active SBA lenders for a purchase (optionally by state).","mcp_tool":"rank_sba_lenders","args":{"state":"WI"},"web_url":"https://www.capbench.com/lenders/state/wi?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_rank"},{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify a purchase to see if this lender is a fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://www.capbench.com/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lender_prequalify"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench lender profile","url":"https://www.capbench.com/lenders/security-financial-bank","source_type":"CapBench Data"}}