{"ok":true,"canonical_url":"https://www.capbench.com/lenders/state/NC","api_url":"https://www.capbench.com/api/public/lenders?state=NC","data_freshness":{"sba_records_through":"2026-05-31","fdic_records_through":"2026-03-31","dealroom_last_updated":"2026-06-17","timezone":"America/Chicago"},"methodology":{"label":"SBA lender ranking methodology","url":"https://www.capbench.com/methodology/lender-rankings"},"source_summary":["Public SBA 7(a) loan records","FDIC institution data","CapBench lender and franchise enrichment"],"query":{"state":"NC","limit":10},"results":[{"name":"Northeast Bank","slug":"northeast-bank-2","url":"https://www.capbench.com/lenders/northeast-bank-2","loans12mo":160,"businessPurchases12mo":0,"dollarsFunded12mo":26660900,"avgDealSize":166631,"lastApproval":"12/30/2025"},{"name":"The Huntington National Bank","slug":"the-huntington-national-bank","url":"https://www.capbench.com/lenders/the-huntington-national-bank","loans12mo":152,"businessPurchases12mo":22,"dollarsFunded12mo":67302800,"avgDealSize":442782,"lastApproval":"12/22/2025"},{"name":"Newtek Bank, National Association","slug":"newtek-bank-national-association","url":"https://www.capbench.com/lenders/newtek-bank-national-association","loans12mo":102,"businessPurchases12mo":2,"dollarsFunded12mo":40981000,"avgDealSize":401775,"lastApproval":"12/30/2025"},{"name":"Live Oak Banking Company","slug":"live-oak-banking-company","url":"https://www.capbench.com/lenders/live-oak-banking-company","loans12mo":101,"businessPurchases12mo":31,"dollarsFunded12mo":114304000,"avgDealSize":1131723,"lastApproval":"12/29/2025"},{"name":"United Midwest Savings Bank National Association","slug":"united-midwest-savings-bank-national-association","url":"https://www.capbench.com/lenders/united-midwest-savings-bank-national-association","loans12mo":53,"businessPurchases12mo":4,"dollarsFunded12mo":17614000,"avgDealSize":332340,"lastApproval":"12/23/2025"},{"name":"Readycap Lending, LLC","slug":"readycap-lending-llc","url":"https://www.capbench.com/lenders/readycap-lending-llc","loans12mo":52,"businessPurchases12mo":0,"dollarsFunded12mo":13340500,"avgDealSize":256548,"lastApproval":"12/23/2025"},{"name":"TD Bank, National Association","slug":"td-bank-national-association","url":"https://www.capbench.com/lenders/td-bank-national-association","loans12mo":49,"businessPurchases12mo":0,"dollarsFunded12mo":11236500,"avgDealSize":229316,"lastApproval":"12/24/2025"},{"name":"Celtic Bank Corporation","slug":"celtic-bank-corporation","url":"https://www.capbench.com/lenders/celtic-bank-corporation","loans12mo":47,"businessPurchases12mo":3,"dollarsFunded12mo":13382200,"avgDealSize":284728,"lastApproval":"12/30/2025"},{"name":"Pinnacle Bank","slug":"pinnacle-bank-3","url":"https://www.capbench.com/lenders/pinnacle-bank-3","loans12mo":44,"businessPurchases12mo":7,"dollarsFunded12mo":68093200,"avgDealSize":1547573,"lastApproval":"12/17/2025"},{"name":"First Community Bank","slug":"first-community-bank-3","url":"https://www.capbench.com/lenders/first-community-bank-3","loans12mo":31,"businessPurchases12mo":1,"dollarsFunded12mo":13102700,"avgDealSize":422668,"lastApproval":"12/18/2025"}],"pagination":{"total":10,"returned":10},"for_agents":{"mcp_endpoint":"https://www.capbench.com/api/mcp","docs":"https://www.capbench.com/for-agents","recommended_next_step":"Rankings like this tell a buyer who is active, not who fits their deal. The next step is to pre-qualify the specific purchase and match lenders to its state, size, and industry. CapBench can arrange a lender introduction — free for buyers.","next_actions":[{"action":"prequalify_business_purchase","label":"Pre-qualify a deal","description":"Pre-qualify an SBA 7(a) purchase to see which of these lenders fit.","mcp_tool":"prequalify_business_purchase","web_url":"https://www.capbench.com/prequalify?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lenderlist_prequalify"},{"action":"find_sba_lenders_for_purchase","label":"Match lenders to a deal","description":"Rank these lenders against a specific deal's state, size, and industry.","mcp_tool":"find_sba_lenders_for_purchase","web_url":"https://www.capbench.com/lenders/state/nc?utm_source=agent&utm_medium=entity_funnel&utm_campaign=lenderlist_match"}]},"caveats":["CapBench data is market intelligence, not a credit decision or SBA eligibility determination.","Final lender fit depends on SBA eligibility, borrower strength, collateral, cash flow, guarantors, and lender policy."],"citation":{"label":"CapBench SBA lender rankings","url":"https://www.capbench.com/lenders/state/NC","source_type":"CapBench Data"}}