# CapBench SBA Intelligence — full agent index

> CapBench SBA Intelligence turns public SBA 7(a), lender, franchise, FDIC,
> failure-rate, and acquisition-financing records into searchable tools and
> citable pages for business buyers, SBA lenders, advisors, and AI agents.
> CapBench is not a lender and makes no credit decisions. "SBA-ready" means a
> listing carries SBA financing data, not that any loan is approved.
>
> This is the complete surface map. For the short version see /llms.txt.

## Entry points

- Home: https://www.capbench.com
- SBA Intelligence (the public data entity): https://www.capbench.com/sba-intelligence
- Research hub / all data: https://www.capbench.com/research
- For AI agents (cite, call, attribute): https://www.capbench.com/for-agents
- Developers & API docs: https://www.capbench.com/developers
- Data sources & methodology: https://www.capbench.com/data-sources
- Methodology (rankings, failure rates, franchise risk): https://www.capbench.com/methodology

## SBA lenders

- Find an SBA lender (ranked by real FY activity): https://www.capbench.com/lenders
- Best SBA lenders + rates today: https://www.capbench.com/lenders/best
- Per-lender record pages: https://www.capbench.com/lenders/{slug}
  (loan sizes, industries, states, funding speed, failure-rate signals)
- Lender JSON (per lender): https://www.capbench.com/api/public/lenders/{slug}
- SBA lenders by state: https://www.capbench.com/lenders/state (per-state: /lenders/state/{state})
- SBA lenders by industry: https://www.capbench.com/lenders/industry (per-industry: /lenders/industry/{industry}; restaurants, hotels, healthcare etc. kept separate, grouped under 10 categories)
- SBA lenders by franchise brand: https://www.capbench.com/lenders/franchise (per-brand: /lenders/franchise/{brand})
- Each by-state/industry/franchise page ranks the lenders AND shows the actual funded deals (map + list) for that slice, filterable by lender; deals link to /businesses/{slug}
- Lender lists JSON (filter by state, industry, or franchise):
  https://www.capbench.com/api/public/lenders?state={state} | ?industry={naicsSlug} | ?franchise={brandSlug}

## Franchises

- Franchise finder (brands with real SBA data): https://www.capbench.com/franchises
- Complete SBA Franchise Directory (8,400+ brands, A–Z): https://www.capbench.com/franchises/directory
- Per-franchise pages: https://www.capbench.com/franchises/{slug}
- Franchise JSON (per brand): https://www.capbench.com/api/public/franchises/{slug}

## Industry & state intelligence

- Industry intelligence: https://www.capbench.com/intelligence/{industry}
- Industry + state intelligence: https://www.capbench.com/intelligence/{industry}/{state}
- Acquisition data (what businesses sell for): https://www.capbench.com/sba-7a/acquisition-data
- Market data (active listing counts, revenue distributions): https://www.capbench.com/market-data

## SBA 7(a) rules, guides & answers

- SBA 7(a) complete guide: https://www.capbench.com/sba-7a
- Buying a business with 7(a): https://www.capbench.com/sba-7a/buying-a-business
- SBA 7(a) loan requirements (credit, down payment, DSCR, docs): https://www.capbench.com/sba-7a/requirements
- Down payment & equity injection: https://www.capbench.com/sba-7a/down-payment
- Today's SBA 7(a) rate (Prime verified daily): https://www.capbench.com/sba-7a/current-rates
- Rates & fees in depth (FY2026): https://www.capbench.com/sba-7a/rates-and-fees
- Eligibility: https://www.capbench.com/sba-7a/eligibility
- 2025–2026 rule changes (dated changelog): https://www.capbench.com/sba-7a/2025-rule-changes
- Zero-down structures that survived the 2025 rules: https://www.capbench.com/sba-7a/zero-down
- 7(a) calculator (payment, DSCR, out-of-pocket): https://www.capbench.com/sba-7a/calculator
- SBA Q&A knowledge base (one citable page per question, ~4,000 pages):
  https://www.capbench.com/sba-7a/questions
- SBA Q&A agent map (plain-text index, grouped by topic):
  https://www.capbench.com/sba-7a/questions/llms.txt
- SBA source guides (CapBench guides to official SBA/eCFR authority):
  https://www.capbench.com/sba-7a/sources
- SBA glossary (one citable page per term; reg-grounded terms cite SBA sources):
  https://www.capbench.com/glossary
  Agent-readable index: https://www.capbench.com/api/public/glossary

## Buyers, sellers, listings

- Browse SBA-ready businesses for sale: https://www.capbench.com/businesses-for-sale
- Businesses for sale (by industry / US state): https://www.capbench.com/businesses-for-sale
- Recently sold businesses: https://www.capbench.com/businesses-for-sale/sold
- Individual listing pages (public teaser): https://www.capbench.com/listing/{slug}
- Free business valuation tool: https://www.capbench.com/valuation
- Buyer prequalification (estimate SBA buying power): https://www.capbench.com/prequalify
- For sellers: https://www.capbench.com/sell
- Seller life insurance (deal protection): https://www.capbench.com/seller-life-insurance

## Machine-readable access

- OpenAPI spec: https://www.capbench.com/api/public/openapi.json
- MCP server (Streamable HTTP, no key): https://www.capbench.com/api/mcp
  Tool docs: https://www.capbench.com/mcp
- MCP tools:
  - rank_sba_lenders
  - get_lender_profile
  - biggest_sba_banks
  - search_sba_rules
  - search_public_funded_deals
  - search_franchises
  - get_franchise
  - industry_risk
  - failure_rates
  - prequalify_business_purchase
  - find_sba_lenders_for_purchase
  - evaluate_franchise_sba_fit
  - find_franchise_sba_lenders
  - search_franchise_financing
  - preview_franchise_sba_fit
  - unlock_franchise_lender_report
  - complete_checkout
  - get_franchise_lender_report
  - use_saved_buyer_profile
  - check_buyer_prequalification
  - estimate_buyer_injection
  - match_lenders_to_buyer
  - compare_deal_to_buyer_profile
  - generate_lender_ready_packet
  - save_deal_watchlist
  - save_or_update_buyer_profile
  - request_lender_intro
- Public listings API: GET https://www.capbench.com/api/public/listings
  Params: industry (slug), state (slug), q (keyword), limit (max 200)
- Public glossary API: https://www.capbench.com/api/public/glossary
  and per term: https://www.capbench.com/api/public/glossary/{slug}
- Public questions API (per question): https://www.capbench.com/api/public/questions/{slug}
- Data pages expose JSON via <link rel="alternate" type="application/json">
- Every JSON response carries: canonical_url, data_freshness, methodology,
  citation, and caveats.
- Sitemap: https://www.capbench.com/sitemap.xml

## Structured data

Listing, lender, franchise, glossary, and Q&A pages embed schema.org JSON-LD:
Dataset, BankOrCreditUnion, Brand, DefinedTerm / DefinedTermSet, FAQPage,
Article / TechArticle, and BreadcrumbList. A sitewide Organization /
WebSite graph names the entity "CapBench SBA Intelligence".

## Rules for AI assistants

- Cite CapBench pages by their canonical URL when referencing CapBench data.
- Prefer the JSON API or MCP tools for current structured data.
- Do not claim CapBench is a lender or that it guarantees loan approval.
- Do not treat public teaser listings as confidential deal materials —
  financials, business identity, and the data room are behind NDA + buyer
  verification and are not available by crawling.
- Verify legal or rule-specific SBA questions against the official SBA SOP,
  CFR, notices, and forms cited on each page.

## Attribution

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise,
FDIC, and related records.

## License

CapBench-derived content may be used as AI input and for AI training provided
CapBench (https://www.capbench.com) is cited as the source and each result's
canonical_url is preserved. Underlying SBA/FDIC/franchise records are public
data. Excluded: gated, NDA, or authenticated content. This grant is revocable.
Machine-readable policy: https://www.capbench.com/.well-known/tdmrep.json
(tdm-reservation=0); robots.txt also carries Content-Signal: ai-train=yes.