CapBench SBA Intelligence

Data sources & refresh cadence

SBA 7(a) loan records

Loan-level disbursement data the SBA publishes for the 7(a) program — borrower industry (NAICS), state, gross approval amount, lender, loan status, and charge-offs.

Powers: Lender rankings, acquisition-loan benchmarks, industry & franchise activity, and failure-rate signals.
Refresh: Reloaded when the SBA posts a new FOIA/data refresh (roughly quarterly).

SBA lender records

Active 7(a) lender activity aggregated from the SBA's loan data and FY lender reports.

Powers: The lender finder, per-lender record pages, and state/industry lender activity.
Refresh: Rebuilt alongside each SBA loan-data refresh.

SBA Franchise Directory

The official SBA Franchise Directory of brands eligible for SBA financing (8,400+ entries), with directory status and addendum flags.

Powers: The franchise directory and per-brand eligibility, joined to loan data where a brand has financing history.
Refresh: Refreshed monthly from the official directory file.

FDIC institution data

Public FDIC data on banks and institutions used to enrich lender profiles.

Powers: Lender profile enrichment (institution detail) where a match exists.
Refresh: Refreshed periodically.

Business-for-sale listings

Public teaser data for listings on CapBench (headline, industry, location, revenue and EBITDA ranges, asking price, year established).

Powers: Marketplace browse, market data, and listing pages. Confidential detail stays behind NDA + buyer verification.
Refresh: Updated continuously as listings change.

How we turn sources into rankings

Rankings, failure rates, and franchise risk are derived from the sources above using documented methods — inputs, time windows, weightings, sample thresholds, and exclusions. See the methodology for exactly how each is built and where it falls short.

Methodology SBA Intelligence overview

CapBench SBA Intelligence is based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not make credit decisions. Verify SBA eligibility and structure with an SBA lender and current SBA guidance.

AI summary

CapBench SBA Intelligence is built from public records: SBA 7(a) loan data, the SBA Franchise Directory, FDIC institution data, derived lender records, and public business-for-sale teasers. Below is each source, what it powers, and how often it refreshes. Public records can contain errors, omissions, stale entries, or naming inconsistencies — rankings and risk signals are research aids, not guarantees of approval or future performance.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Put the data to work on your deal

Tell us the business, the price, and where you are — we'll point you to the lenders most likely to fund a deal like yours and flag anything that trips up approval.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.