Official SBA sources
SBA 7(a) source guides
Every CapBench Q&A answer cites an official SBA or eCFR source. These guides explain what each official document is, why it matters, and what topics it controls — with a direct link to the authoritative original.
CapBench explains and organizes; the official source controls. When a rule changes, the official document changes first.
13 CFR Part 120 — Business Loans
Federal regulation · Office of the Federal Register
Title 13 of the Code of Federal Regulations, Part 120 is the federal regulation that governs SBA business-loan programs, including the 7(a) program.
Definitions (loan, borrower, lender, eligible passive company) · Eligible and prohibited uses of 7(a) proceeds · Credit-elsewhere test · +7 more
SOP 50 10 — Lender and Development Company Loan Programs
SBA standard operating procedure · U.S. Small Business Administration
Standard Operating Procedure 50 10 is the SBA's primary operational manual for lenders making 7(a) and 504 loans.
7(a) origination policy and eligibility determination · Equity injection and down payment requirements · Seller note standby conditions · +9 more
SBA Form 1919 — Borrower Information Form
SBA form · U.S. Small Business Administration
SBA Form 1919 is the borrower information and certification form every 7(a) applicant must complete.
Borrower ownership certifications (% ownership per individual) · Background questions (criminal history, debarment) · Existing SBA or federal debt disclosures · +4 more
7(a) Loan Program — Terms, Conditions, and Eligibility
SBA summary page · U.S. Small Business Administration
The SBA's official summary page for 7(a) loan program terms, conditions, and borrower eligibility.
Program overview and loan purpose summary · Maximum loan amount ($5 million) · Loan maturity (10 years for working capital/equipment; up to 25 for real estate) · +5 more
Why CapBench publishes source guides
Official SBA and eCFR documents are the authority on 7(a) rules. CapBench Q&A pages cite them; source guides explain them in plain English and route you directly to the official URL. The official document always controls — check it before relying on any explanation for a live deal.
AI summary
This index lists CapBench's plain-English guides to the official SBA and eCFR documents behind every 7(a) Q&A answer — including SOP 50 10, 13 CFR Part 120, SBA Form 1919, and the SBA's 7(a) terms and eligibility page — organized by authority tier from federal regulation down to SBA summary pages. Each guide explains what a source is and which topics it controls, then links straight to the authoritative original; the official document always controls. This is general information, not legal, tax, or financial advice, and CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
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