The SBA acquisition platform for serious buyers, lenders, and dealmakers
Find, finance, and close SBA-backed acquisitions.
CapBench brings together SBA-ready deals, buyer pre-qualification, SBA 7(a) training, lender intelligence, franchise data, loan records, and secure deal workflows — so serious buyers know what they can buy and how to close.
SBA Financing Snapshot
Full analysis →$850,000
Est. Purchase Price
$680,000
Est. SBA 7(a) Loan
$170,000
Cash to Close
1.25x
DSCR (Est.)
20%
Down Payment
10 yrs
Loan Term
Lender Matches (Top 3)
View all →LI88%
Live Oak Banking CompanyTop match
TH94%
The Huntington National Bank
NE98%
Newtek Bank, National Association
Sample snapshot. Estimates only — not a loan approval. CapBench is not a lender; matches are informational and do not guarantee lender interest or approval.
Choose your path through the SBA acquisition process.
Buyers
Find deals, estimate cash to close, compare lenders, and build your Deal Passport.
Start as a BuyerSBA 7(a) Learners
Learn the rules before you structure the deal: eligibility, down payment, seller notes, DSCR, and franchise rules.
Start SBA TrainingLenders
Claim your profile, show your lending appetite, and connect with qualified acquisition buyers.
For LendersSearch SBA-ready businesses
One platform. Every part of the SBA acquisition stack.
CapBench
SBA-Ready Deals
Search businesses with the financing math built into the listing.
Buyer Pre-Qualification
Estimate buyer readiness, buying power, and cash to close.
SBA 7(a) Training
Learn the rules before you structure the deal.
Lender Intelligence
Compare active SBA lenders by state, industry, loan size, and behavior.
Browse businesses with the financing math built in.
Representative examples — browse live listings for current deals.
Learn SBA 7(a) before you buy.
CapBench turns SBA rules, lender practices, and acquisition structure into plain-English training buyers can actually use.
Buying a Business with SBA 7(a)
Understand what SBA will and will not finance.
Buyer Injection & Cash to Close
Estimate down payment, closing costs, reserves, and seller-note treatment.
Seller Notes & Standby Rules
Learn how seller financing can support or complicate the deal.
DSCR & Cash Flow
Understand whether the business can support the loan.
Find lenders that actually fund deals like yours.
Search SBA lenders by state, industry, franchise activity, loan size, approval behavior, and historical deal data.
SBA loan and bank data behind every decision.
CapBench analyzes SBA loan history, lender activity, franchise performance, bank patterns, and acquisition records so buyers can make better decisions before they apply.
Loan Details
Historical SBA 7(a) loan amounts, industries, geography, maturity, and lender activity.
Bank Profiles
Which banks lend, where, what industries they finance, and typical loan sizes.
Franchise Outcomes
Brand-level deal count, typical financing, and failure-rate signals.
Market Benchmarks
Compare loan sizes, industries, states, and acquisition trends.
API Access
Structured SBA, lender, franchise, and deal data for builders and agents.
Compare franchises by real SBA financing history.
See which brands get financed, which lenders are active, what typical deal sizes look like, and where risk signals appear.
When the buyer is ready, move the deal into CapBench.
CapBench helps sellers and advisors control access, verify buyers, track engagement, and move qualified buyers through a cleaner acquisition process.
- 1
Opportunity Brief
- 2
Buyer Verification
- 3
NDA Gate
- 4
Deal Book
- 5
Diligence
- 6
Closing Track
For AI agents & developers
Built for buyers, lenders, and AI agents.
CapBench exposes SBA lender, franchise, loan, risk, and acquisition data through crawlable pages, structured JSON, OpenAPI, and an MCP server — so agents can cite, compare, prequalify, and route buyers into CapBench.
Public Pages
Stable, crawlable pages for lenders, franchises, SBA questions, and business acquisition data.
REST API
Read-only JSON endpoints with canonical URLs, freshness dates, methodology, caveats, and citations.
MCP Server
Agent-ready tools for lender rankings, franchise research, industry risk, buyer prequalification, and lender matching.
Agent workflows
What agents can do with CapBench
A buyer or researcher asks a question, the agent calls a CapBench MCP tool, and CapBench returns a citable answer — with the missing fields and continuation URL to go further.
Buyer asks
“Can I buy this $850k laundromat with SBA?”
Agent calls CapBench
prequalify_business_purchaseCapBench returns
Financing preview, missing fields, comparable SBA records, and a lender-fit URL.
Buyer asks
“Which lenders finance Subway resales in Florida?”
Agent calls CapBench
find_franchise_sba_lendersFund your deal — we'll open doors.
Get connected with SBA lending partners who understand acquisitions, franchises, and buyer pre-qualification.
Pre-qualified Matched Funded Closed
Free for buyers
Talk to an SBA specialist
Free, usually same-day. Know your likely buyer profile before you shop.
Data humans can trust. Data agents can cite.
Every figure traces to public SBA, FDIC, and franchise records — and every intelligence page ships with methodology, canonical URLs, citations, OpenAPI, MCP, and JSON-LD so agents can cite it directly.
SBA loan records
Historical SBA 7(a) loan activity, amounts, industries, and outcomes.
FDIC bank data
Institution profiles, financials, and branches from FDIC BankFind.
SBA Franchise Directory
Brand eligibility and listing status from the official directory.
Lender intelligence
Active SBA lenders ranked by state, industry, loan size, and behavior.
Methodology and caveats
Every page states how the numbers are built and where they stop.
Start with the deal. Stay for the financing edge.
Search SBA-ready businesses, compare lenders, evaluate franchises, learn SBA 7(a), and build the buyer profile needed to move forward.
CapBench is not a lender and does not guarantee financing. SBA eligibility, loan structure, and approval depend on lender underwriting, SBA rules, buyer qualifications, collateral, cash flow, and deal-specific facts.
