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Lender record

Live Oak Banking Company

The real lending record — every figure from funded deals. HQ: 1757 Tiburon Dr, Wilmington, NC. 1 branch.

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2,000+

Recent deals (FY20+)

$500K

Typical deal

15 days

Approval → funding

0.5%

Failure rate (FY20–23)

Where Live Oak Banking Company lends

Deals Live Oak Banking Company funded — list all 500 as text

Deal profile

Most Live Oak Banking Company deals land between $300K and $1.6M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Offices of Dentists (130)
  2. 2.Limited-Service Restaurants (119)
  3. 3.Home Health Care Services (93)
  4. 4.Veterinary Services (80)
  5. 5.Plumbing, Heating, and Air-Conditioning Contractors (73)
  6. 6.General Automotive Repair (56)
  7. 7.Child Care Services (50)
  8. 8.Lessors of Miniwarehouses and Self-Storage Units (49)

Most active states

  1. 1.California (287 deals)
  2. 2.Texas (218 deals)
  3. 3.Florida (167 deals)
  4. 4.North Carolina (112 deals)
  5. 5.New Jersey (79 deals)
  6. 6.New York (73 deals)
  7. 7.Pennsylvania (68 deals)
  8. 8.Colorado (68 deals)
  9. 9.Georgia (67 deals)
  10. 10.Illinois (58 deals)

Can Live Oak Banking Company fund you? The bank behind the loans

Total assets

$15.2B

1.1% vs prior quarter

Deposits on hand

$14.0B

1% vs prior quarter

Loans outstanding

$12.4B

1.6% vs prior quarter

Net income (latest qtr)

$33.6M

  • SBA is this bank's core business — this year's SBA production alone equals ~11.5% of its entire loan book. Expect a dedicated SBA desk, packaging help, and underwriters who do this all day. That makes Live Oak Banking Company more SBA-focused than 98% of the banks on our record.
  • Deposits grew last quarter — more raw lending capacity than the quarter before.
  • Return on assets of 0.89% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Live Oak Banking Company branch (1)

Live Oak Banking CompanyMain office1757 Tiburon DrWilmington, NC 28403 · since 2008

Branch data: FDIC BankFind.

Recent deals

  • Epic Home Care Ohio LLC in Dayton, OH$5.0M (2026) · purchase · Home Health Care Services
  • Mercer Bucks Veterinary Specialty Hospital, PLLC in Newtown, PA$5.0M (2026) · Veterinary Services
  • KRISTOFFER NORBO DDS MSD P.C. INC in Metairie, LA$5.0M (2026) · Offices of Dentists
  • Liberty Park LB School LLC in Birmingham, AL$5.0M (2026) · Child Care Services
  • EQ HEALTH, INC in Huntington, NY$5.0M (2026) · Home Health Care Services
  • STIRA PHARMACEUTICALS LLC in Fairfield, NJ$5.0M (2026) · Research and Development in Nanotechnology
  • Gohabsgo Investments LLC in Mesa, AZ$5.0M (2026) · Tax Preparation Services
  • M.S. Johnston Co., Inc. in Hagerstown, MD$5.0M (2026) · Plumbing, Heating, and Air-Conditioning Contractors
  • Young Lights Inc in Worcester, PA$5.0M (2026) · Child Care Services
  • PSD1 LLC in Deerfield, IL$5.0M (2026) · Child Care Services

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

25 of Live Oak Banking Company's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Live Oak Banking Company financed

7,796 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.

CapBench analysis of public lending records, FY2020–present. Not affiliated with Live Oak Banking Company.

Agent summary

This page summarizes Live Oak Banking Company's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 2,000 SBA 7(a) loans on record
  • $500K typical deal
  • 712 business-acquisition loans
  • HQ: 1757 Tiburon Dr, Wilmington, NC
  • 1 FDIC branch location
  • FDIC total assets $15.2B
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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