SBA lending record

Mechanically Inclined Inc.

6840 FAIR OAKS BLVD, Carmichael, CA 95608 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$536K

Total SBA financing

Loans on record

FY2025–26

On record

Jobs supported

Franchise brand

Midas

See Midas's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$436,000 — FY2026

Loan 1 of 2

Gross approval: $436,000
SBA guaranteed: $327,000 (75%)
Status: Committed
Rate at approval: 7.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/16/2026
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Franchise: Midas
Franchise code: S1110
Lender: Live Oak Banking Company
Address: 6308 Florin Rd
City: Sacramento, 95823
County: Sacramento
SBA district office: SACRAMENTO DISTRICT OFFICE
Congressional district: 3

$100,000 — FY2025

Loan 2 of 2

Gross approval: $100,000
SBA guaranteed: $85,000 (85%)
Status: Current
Rate at approval: 9% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/29/2025
First disbursement: 11/12/2025
Days to fund: 44 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 3
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Franchise: Midas
Franchise code: S1110
Lender: Live Oak Banking Company
Address: 6840 FAIR OAKS BLVD
City: Carmichael, 95608
County: Sacramento
SBA district office: SACRAMENTO DISTRICT OFFICE
Congressional district: 7

The lender

Live Oak Banking Company

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding general automotive repair — by location, industry, and brand.

SBA lenders in California Lenders for general automotive repair General Automotive Repair lenders in California Midas lenders Midas lenders in California

Other Midas locations

Other Midas businesses in the public SBA record — closest first, by location and deal size.

Carmichael Midas

Carmichael, CA· ~0 mi

Midas

$390K
SBA financing: ≈ $765K–$1.3M
Est. revenue (rough)

View record

H&R Handlers LLC

Modesto, CA· ~67 mi

Midas

$430K
SBA financing: ≈ $843K–$1.4M
Est. revenue (rough)

View record

Freedom Automotive CA LLC

Indio, CA· ~442 mi

Midas

$550K
SBA financing: ≈ $1.1M–$1.8M
Est. revenue (rough)

View record

Always Ready Automotive Corporation

Fremont, CA· ~83 mi

Midas

$205K
SBA financing: ≈ $402K–$670K
Est. revenue (rough)

View record

Central Vally Auto Experts LLC

Visalia, CA· ~194 mi

Midas

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

View record

INCLINED MECHANICALLY INC.

Campbell, CA· ~100 mi

Midas

$1.7M
SBA financing: ≈ $3.4M–$5.7M
Est. revenue (rough)

View record

Similar businesses

Comparable general automotive repair in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Road Ready Inc

Citrus Heights, CA· ~4 mi

General Automotive Repair

$617K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

3s management LLC

Sacramento, CA· ~4 mi

General Automotive Repair

$600K
SBA financing: ≈ $1.2M–$2.0M
Est. revenue (rough)

View record

Hutchison Racing Engines

Sacramento, CA· ~2 mi

General Automotive Repair

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

View record

CAIETTI'S TRUCK REPAIR

Antelope, CA· ~6 mi

General Automotive Repair

$465K
SBA financing: ≈ $913K–$1.5M
Est. revenue (rough)

View record

NEXTGEN ALPHA UPFITTING

Sacramento, CA· ~9 mi

General Automotive Repair

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

View record

Auto Pro your dealer alternative

Fair Oaks, CA· ~3 mi

General Automotive Repair

$750K
SBA financing: ≈ $1.5M–$2.5M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Mechanically Inclined Inc. in Carmichael, CA (General Automotive Repair). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $536K
On record FY2025–26
9 jobs supported
Industry: General Automotive Repair
Location: Carmichael, CA
Lender: Live Oak Banking Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in CA for ~$268k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/mechanically-inclined-inc-ca
API:: https://www.capbench.com/api/public/businesses/mechanically-inclined-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Mechanically Inclined Inc..