For AI agents

Give AI agents SBA acquisition intelligence.

Connect CapBench's MCP server so agents can rank SBA lenders, evaluate franchise financing, prequalify acquisition scenarios, compare risk, and return citation-backed answers — 27 read-only tools over the same public data as the REST API.

No key
Read-only
Citation URL included
Freshness date included
No PII
Consent required before lender introductions

Connect

Endpoint: https://www.capbench.com/api/mcp
Transport: Streamable HTTP (JSON-RPC 2.0)
Auth: None — public and read-only
Server: dealroom-sba-intelligence v1.0.0

Client config

{
  "mcpServers": {
    "dealroom-sba": {
      "type": "http",
      "url": "https://www.capbench.com/api/mcp"
    }
  }
}

Agent workflows

Beyond research, the tools support acquisition-intent workflows. Pass buyer, deal, and franchise context (or use prequalify_business_purchase, find_sba_lenders_for_purchase, evaluate_franchise_sba_fit, find_franchise_sba_lenders) to receive:

an SBA prequalification or lender-match preview
a missing-field checklist the agent can ask the user for
comparable public SBA records
a continuation URL that carries the anonymous deal profile into CapBench

Consent before contact — always

Public tools return anonymous previews first. Contact information and lender introductions require explicit user consent through the CapBench continuation flow — an MCP call is never automatically a lead. Public responses carry no PII, and every result ships with a citation URL and a freshness date.

Anonymous previews first
No PII in public responses
User consent before any lead is created
Citation URL + freshness on every result

Franchise Financing MCP — $9 paid report

For agents helping someone evaluate an SBA-financed franchise acquisition, CapBench offers a $9 Full Franchise SBA Lender Report: ranked matched lenders, comparable SBA records, loan-size benchmarks, risk context, a buyer-readiness checklist, and lender outreach steps.

free brand discovery + one limited SBA-fit preview
$9 unlock via Stripe Checkout or, where supported, in-agent payment (Stripe Shared Payment Token)
flow: preview_franchise_sba_fit → complete_checkout (or the checkout URL) → get_franchise_lender_report

CapBench never collects raw card numbers through MCP. Payment is processed by Stripe. The agent must get explicit user confirmation before complete_checkout.

Tools

rank_sba_lenders

Top SBA 7(a) lenders nationally, or the most active lenders in one state.

get_lender_profile

One lender's full SBA record: sizes, industries, states, franchises, recent deals.

biggest_sba_banks

FDIC bank size (assets, deposits, loans) joined to SBA 7(a) production.

search_sba_rules

Find SBA 7(a) rule explanations by topic, with links to the full answer.

search_public_funded_deals

Find comparable SBA-financed business acquisitions by keyword and state.

search_franchises

Search the SBA franchise directory, or rank scored brands by volume or risk.

get_franchise

One brand's costs, deal ranges, rates, failure rate, top lenders, recent deals.

industry_risk

Per-industry 7(a) volume, typical acquisition loan, rates, and failure rates.

failure_rates

FY2020–23 cohort charge-off rates by state or by lender, worst first.

prequalify_business_purchase

Whether a proposed acquisition looks SBA-financeable, with the gaps and next steps.

find_sba_lenders_for_purchase

Active SBA lenders that may fit a proposed acquisition, by state/industry/size.

evaluate_franchise_sba_fit

Whether a franchise purchase looks SBA-bankable, from brand financing history.

find_franchise_sba_lenders

SBA lenders active with a specific franchise brand or similar category.

search_franchise_financing

Free: does CapBench have public SBA financing data for a brand?

preview_franchise_sba_fit

Free preview + creates a $9 report order with both payment options.

unlock_franchise_lender_report

Payment status + both payment options, or the report URL once paid.

complete_checkout

Pay the $9 report in-agent via a Stripe Shared Payment Granted Token.

get_franchise_lender_report

Returns the full $9 report once payment is confirmed.

use_saved_buyer_profile

Return the connected buyer's saved Capbench profile for personalized analysis.

check_buyer_prequalification

Estimate SBA fit for a deal using the connected buyer's saved profile.

estimate_buyer_injection

Estimate the down payment / equity injection the connected buyer needs for a deal.

match_lenders_to_buyer

Rank SBA lenders that fit the connected buyer's deal, industry, and geography.

compare_deal_to_buyer_profile

Score how well a specific deal fits the connected buyer's saved criteria.

generate_lender_ready_packet

Assemble a lender-ready acquisition summary from the buyer profile and deal.

save_deal_watchlist

Save a business, franchise, lender, or industry to the buyer's Capbench watchlist.

save_or_update_buyer_profile

Create or update the connected buyer's Capbench acquisition profile (with confirmation).

request_lender_intro

Request SBA lender introductions for the connected buyer (with explicit confirmation).

More for AI agents OpenAPI spec REST API docs