MCP tool

rank_sba_lenders

Rank SBA lenders

Rank SBA 7(a) lenders. With no state, returns the national ranking by current-fiscal-year 7(a) production. With a two-letter state code, returns the lenders most active in that state over the trailing 12 months. Use this to find which lenders actually fund deals like the user's.

Input

Example call

Most active SBA lenders in Texas right now.

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "rank_sba_lenders",
    "arguments": {
      "state": "TX",
      "limit": 10
    }
  }
}

POST to https://www.capbench.com/api/mcp.

Output

A JSON array or object of records (the same shape as the matching public REST endpoint), wrapped in the standard envelope below with canonical_url, data_freshness, methodology, source_summary, caveats, and citation.

Example response

Every result is wrapped in the standard CapBench envelope — same canonical_url, data_freshness, methodology, source_summary, caveats, and citation as the REST API.

{
  "ok": true,
  "canonical_url": "https://www.capbench.com/lenders",
  "data_freshness": {
    "sba_records_through": "2026-05-31",
    "fdic_records_through": "2026-03-31",
    "dealroom_last_updated": "2026-06-17",
    "timezone": "America/Chicago"
  },
  "methodology": {
    "label": "Rank SBA lenders methodology",
    "url": "https://www.capbench.com/methodology/lender-rankings"
  },
  "source_summary": [
    "Public SBA 7(a) loan records",
    "FDIC institution data",
    "CapBench lender and franchise enrichment"
  ],
  "results": [
    {
      "name": "Live Oak Banking Company",
      "slug": "live-oak-banking-company",
      "approvedLoansFY": 1840,
      "approvedDollarsFY": 1820000000
    },
    {
      "name": "Newtek Bank",
      "slug": "newtek-bank",
      "approvedLoansFY": 1190,
      "approvedDollarsFY": 940000000
    }
  ],
  "caveats": [
    "CapBench data is market intelligence, not a credit decision or SBA eligibility determination."
  ],
  "citation": {
    "label": "CapBench SBA Intelligence",
    "url": "https://www.capbench.com/lenders",
    "source_type": "CapBench Data"
  }
}

Caveats

• Figures are estimates computed from public records — verify before relying on them in a transaction.
• Rankings and rates follow the linked methodology; small samples are flagged or excluded.