For sellers
Is your business SBA-financeable?
Most small-business sales close with an SBA 7(a) loan, so a buyer's ability to finance your asking price is what gets the deal done. Score your business in seconds — and see exactly what would make it an easier “yes” for a lender.
Owner earnings available to service debt — add backs included.
Estimate only, modeled on a 10% down, 10-year 7(a) at today's rate. Not a loan offer.
Enter an asking price and annual cash flow to score your business.
AI summary
This tool scores how financeable your business is for a buyer using an SBA 7(a) loan: enter your asking price and annual cash flow and it returns a 0–100 financeability score, the buyer's projected monthly payment and debt-service coverage ratio (DSCR), and the specific changes — price, cash flow, or deal structure — that would make a lender more likely to say yes. The math reflects typical 7(a) acquisition terms and the DSCR thresholds lenders underwrite to, and it is built for sellers who want to price and position a business so an SBA-qualified buyer can actually close.
This is general information, not legal, tax, or financial advice, and CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.