MCP tool

match_lenders_to_buyer

Match lenders to buyer

Match the authenticated buyer and a target acquisition to SBA lenders using Capbench lender activity by state, industry, and loan size, weighted by the buyer's saved geography and target industries. Informational — does not guarantee lender interest or approval.

Input

Example call

Which lenders fit this buyer's deal?

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "match_lenders_to_buyer",
    "arguments": {
      "loan_amount": 800000,
      "state": "TX",
      "industry": "restaurants"
    }
  }
}

POST to https://www.capbench.com/api/mcp.

Output

Personalized results computed from the authenticated user's own saved Capbench buyer profile (and any deal facts passed). Read tools return analysis; write tools confirm the change. Until the user connects Capbench, the tool returns an authentication/connect prompt instead.

Example response

Every result is wrapped in the standard CapBench envelope — same canonical_url, data_freshness, methodology, source_summary, caveats, and citation as the REST API.

{
  "ok": true,
  "canonical_url": "https://www.capbench.com/lenders",
  "data_freshness": {
    "sba_records_through": "2026-05-31",
    "fdic_records_through": "2026-03-31",
    "dealroom_last_updated": "2026-06-21",
    "timezone": "America/Chicago"
  },
  "methodology": {
    "label": "Match lenders to buyer methodology",
    "url": "https://www.capbench.com/methodology/lender-rankings"
  },
  "source_summary": [
    "Public SBA 7(a) loan records",
    "FDIC institution data",
    "CapBench lender and franchise enrichment"
  ],
  "results": null,
  "caveats": [
    "CapBench data is market intelligence, not a credit decision or SBA eligibility determination."
  ],
  "citation": {
    "label": "CapBench SBA Intelligence",
    "url": "https://www.capbench.com/lenders",
    "source_type": "CapBench Data"
  }
}

Caveats

• Requires the user to connect Capbench in ChatGPT (OAuth). Write tools also require explicit user confirmation (user_confirmed: true).
• Estimates are heuristics from public SBA benchmarks plus the buyer's profile — not a credit decision or SBA eligibility determination.