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MCP tool

biggest_sba_banks

Biggest banks in SBA lending

Return the biggest banks in SBA lending, joining FDIC call-report size (assets, deposits, loans outstanding) to SBA 7(a) production. Use when the user asks about large or national banks rather than the most active SBA lenders.

Input

FieldTypeNotes
intentstringOptional. The user's goal, e.g. 'business_purchase_lender_match', 'business_purchase_prequalification', 'franchise_sba_fit', 'franchise_lender_match'. Enables a deal-aware preview + continuation URL.
deal_contextobjectOptional deal facts: purchase_price, loan_amount, sde, ebitda, state, industry, deal_type, real_estate_included, seller_note_amount, working_capital_needed, timeline.
buyer_contextobjectOptional buyer facts: buyer_cash_available, credit_band, buyer_experience.
franchise_contextobjectOptional franchise facts: franchise_brand, new_unit_or_resale.

Example call

Largest banks active in SBA lending by assets.

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "biggest_sba_banks",
    "arguments": {}
  }
}

POST to https://www.capbench.com/api/mcp.

Output

A JSON array or object of records (the same shape as the matching public REST endpoint), wrapped in the standard envelope below with canonical_url, data_freshness, methodology, source_summary, caveats, and citation.

Example response

Every result is wrapped in the standard CapBench envelope — same canonical_url, data_freshness, methodology, source_summary, caveats, and citation as the REST API.

{
  "ok": true,
  "canonical_url": "https://www.capbench.com/lenders/biggest",
  "data_freshness": {
    "sba_records_through": "2026-05-31",
    "fdic_records_through": "2026-03-31",
    "dealroom_last_updated": "2026-06-17",
    "timezone": "America/Chicago"
  },
  "methodology": {
    "label": "Biggest banks in SBA lending methodology",
    "url": "https://www.capbench.com/methodology/lender-rankings"
  },
  "source_summary": [
    "Public SBA 7(a) loan records",
    "FDIC institution data",
    "CapBench lender and franchise enrichment"
  ],
  "results": [
    {
      "name": "JPMorgan Chase Bank",
      "assets": 3500000000000,
      "sbaApprovedDollarsFY": 210000000
    }
  ],
  "caveats": [
    "CapBench data is market intelligence, not a credit decision or SBA eligibility determination."
  ],
  "citation": {
    "label": "CapBench SBA Intelligence",
    "url": "https://www.capbench.com/lenders/biggest",
    "source_type": "CapBench Data"
  }
}

Caveats

  • Figures are estimates computed from public records — verify before relying on them in a transaction.
  • Rankings and rates follow the linked methodology; small samples are flagged or excluded.

Continuation URL

No continuation by default. If you pass an `intent` plus deal/buyer/franchise context, the result adds a deal-aware preview and a continuation URL into the matching CapBench flow.

Lead & consent

Read-only and anonymous. No PII is collected and no lead is created. An MCP call is never automatically a lead.

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