MCP tool
find_sba_lenders_for_purchase
Find SBA lenders for a purchase
Find SBA lenders for a proposed business acquisition. Ranked by proven 7(a) acquisition activity in the state and fit to the loan size (provide a two-letter 'state' and 'loan_amount' for the sharpest match), with sponsored partners first and an actual funded deal as proof on each. Each result includes a 'connect_url' that starts a CapBench-arranged introduction (consent required).
Input
| Field | Type | Notes |
|---|---|---|
| state | string | Two-letter US state code. |
| industry | string | Industry or business type. |
| purchase_price | number | |
| loan_amount | number | |
| sde | number | |
| deal_type | string | |
| buyer_cash_available | number | |
| credit_band | string | |
| intent | string | Optional. The user's goal, e.g. 'business_purchase_lender_match', 'business_purchase_prequalification', 'franchise_sba_fit', 'franchise_lender_match'. Enables a deal-aware preview + continuation URL. |
| deal_context | object | Optional deal facts: purchase_price, loan_amount, sde, ebitda, state, industry, deal_type, real_estate_included, seller_note_amount, working_capital_needed, timeline. |
| buyer_context | object | Optional buyer facts: buyer_cash_available, credit_band, buyer_experience. |
| franchise_context | object | Optional franchise facts: franchise_brand, new_unit_or_resale. |
Example call
Lenders for a pharmacy acquisition in Alabama.
{
"jsonrpc": "2.0",
"id": 1,
"method": "tools/call",
"params": {
"name": "find_sba_lenders_for_purchase",
"arguments": {
"state": "AL",
"industry": "specialty pharmacy",
"purchase_price": 4800000,
"loan_amount": 4300000
}
}
}POST to https://www.capbench.com/api/mcp.
Output
A preview object (fit level, estimates, likely lender concerns, and a missing-information checklist), a `locked_results_available` flag where full results are gated, and — when intent context is provided — a continuation URL. Wrapped in the standard envelope below.
Example response
Every result is wrapped in the standard CapBench envelope — same canonical_url, data_freshness, methodology, source_summary, caveats, and citation as the REST API.
{
"ok": true,
"canonical_url": "https://www.capbench.com/lenders",
"data_freshness": {
"sba_records_through": "2026-05-31",
"fdic_records_through": "2026-03-31",
"dealroom_last_updated": "2026-06-17",
"timezone": "America/Chicago"
},
"methodology": {
"label": "Find SBA lenders for a purchase methodology",
"url": "https://www.capbench.com/methodology/lender-rankings"
},
"source_summary": [
"Public SBA 7(a) loan records",
"FDIC institution data",
"CapBench lender and franchise enrichment"
],
"results": {
"matched_lenders_preview": [
{
"name": "Live Oak Banking Company",
"slug": "live-oak-banking-company"
}
],
"locked_results_available": true,
"note": "Preview of active lenders. The full ranked, deal-matched list and warm introductions are available via the continuation URL."
},
"caveats": [
"CapBench data is market intelligence, not a credit decision or SBA eligibility determination."
],
"citation": {
"label": "CapBench SBA Intelligence",
"url": "https://www.capbench.com/lenders",
"source_type": "CapBench Data"
}
}Caveats
- Previews are heuristics from public SBA benchmarks — not a credit decision or SBA eligibility determination.
- Estimates depend on the facts the agent passes; missing fields widen the uncertainty.
Continuation URL
Returns a continuation URL that carries the anonymous deal profile into the matching CapBench page (prequalification, lender match, or franchise evaluation), pre-populated. Show it to the user as the next step.
Lead & consent
Anonymous preview only. CapBench stores an anonymous acquisition profile (no contact info). Contact details and lender introductions require explicit user consent on the CapBench continuation page — never in the tool call.