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MCP tool

get_lender_profile

Get a lender profile

Return one SBA lender's full record by slug: activity since FY2020, SBA focus, typical deal sizes, days to fund, top industries/states/franchises, and recent deals. Get the slug from rank_sba_lenders.

Input

FieldTypeNotes
slugrequiredstringLender slug, e.g. 'live-oak-banking-company'.
intentstringOptional. The user's goal, e.g. 'business_purchase_lender_match', 'business_purchase_prequalification', 'franchise_sba_fit', 'franchise_lender_match'. Enables a deal-aware preview + continuation URL.
deal_contextobjectOptional deal facts: purchase_price, loan_amount, sde, ebitda, state, industry, deal_type, real_estate_included, seller_note_amount, working_capital_needed, timeline.
buyer_contextobjectOptional buyer facts: buyer_cash_available, credit_band, buyer_experience.
franchise_contextobjectOptional franchise facts: franchise_brand, new_unit_or_resale.

Example call

Live Oak's full SBA record.

{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_lender_profile",
    "arguments": {
      "slug": "live-oak-banking-company"
    }
  }
}

POST to https://www.capbench.com/api/mcp.

Output

A JSON array or object of records (the same shape as the matching public REST endpoint), wrapped in the standard envelope below with canonical_url, data_freshness, methodology, source_summary, caveats, and citation.

Example response

Every result is wrapped in the standard CapBench envelope — same canonical_url, data_freshness, methodology, source_summary, caveats, and citation as the REST API.

{
  "ok": true,
  "canonical_url": "https://www.capbench.com/lenders",
  "data_freshness": {
    "sba_records_through": "2026-05-31",
    "fdic_records_through": "2026-03-31",
    "dealroom_last_updated": "2026-06-17",
    "timezone": "America/Chicago"
  },
  "methodology": {
    "label": "Get a lender profile methodology",
    "url": "https://www.capbench.com/methodology/lender-rankings"
  },
  "source_summary": [
    "Public SBA 7(a) loan records",
    "FDIC institution data",
    "CapBench lender and franchise enrichment"
  ],
  "results": {
    "name": "Live Oak Banking Company",
    "slug": "live-oak-banking-company",
    "sampleLoans": 12000,
    "medianSize": 615000,
    "topIndustries": [
      "Dentists",
      "Veterinary services"
    ],
    "topStates": [
      "NC",
      "TX",
      "FL"
    ]
  },
  "caveats": [
    "CapBench data is market intelligence, not a credit decision or SBA eligibility determination."
  ],
  "citation": {
    "label": "CapBench SBA Intelligence",
    "url": "https://www.capbench.com/lenders",
    "source_type": "CapBench Data"
  }
}

Caveats

  • Figures are estimates computed from public records — verify before relying on them in a transaction.
  • Rankings and rates follow the linked methodology; small samples are flagged or excluded.

Continuation URL

No continuation by default. If you pass an `intent` plus deal/buyer/franchise context, the result adds a deal-aware preview and a continuation URL into the matching CapBench flow.

Lead & consent

Read-only and anonymous. No PII is collected and no lead is created. An MCP call is never automatically a lead.

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