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Jersey Mike's, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0901)

259 deals since 2020 · typical deal $431K · 0% failure rate

259

Deals since 2020

$431K

Typical deal

51

Deals since FY2025

0%

Failure rate (FY20–23)

Jersey Mike's buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Jersey Mike's

Most Jersey Mike's deals financed between $350K and $540K. Above $540K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,639
Down payment (10%)
$48K
Cash to close (all-in)
$64K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$64K)

Experience

Recent financings

  • PMG 56 LLC, Chan Series in Chanhassen, MN — $3.4M (2026) · purchase · Live Oak Banking Company
  • IN HIS GRIP JM LLC in Carlsbad, CA — $1.1M (2026) · Live Oak Banking Company
  • JM 2795 Richmond LLC in Staten Island, NY — $850K (2026) · Live Oak Banking Company
  • Jersey Mikes 27120 in Downers Grove, IL — $730K (2026) · United Community Bank
  • FLAG CITY SUBS LLC in Davison, MI — $707K (2026) · Readycap Lending, LLC
  • JM Ellington LLC in Ellington, CT — $700K (2026) · Live Oak Banking Company
  • JM Portland LLC in Portland, CT — $700K (2026) · Live Oak Banking Company
  • JM Lisbon LLC in Lisbon, CT — $700K (2026) · Live Oak Banking Company
  • Becker Sandwich Shops, LLC in Radcliff, KY — $649K (2026) · WesBanco Bank, Inc.
  • JM 467 86th LLC in Brooklyn, NY — $625K (2026) · Live Oak Banking Company

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Jersey Mike's brand mark

Who funds Jersey Mike's — and where

Every dot is a financed Jersey Mike's — 254 mapped.

Financed Jersey Mike's locations — list all 254 as text

Top lenders for this brand

  1. 1.Live Oak Banking Company(43)
  2. 2.The Huntington National Bank(21)
  3. 3.Citizens Bank(20)
  4. 4.United Community Bank(16)
  5. 5.SouthState Bank, National Association(7)

Most active states

  1. 1.Texas (40 loans)
  2. 2.Illinois (20 loans)
  3. 3.California (19 loans)
  4. 4.Florida (14 loans)
  5. 5.Missouri (13 loans)
  6. 6.Ohio (11 loans)
  7. 7.Massachusetts (10 loans)
  8. 8.New York (10 loans)

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Common questions

How much does a Jersey Mike's cost to buy or open?

The typical deal for Jersey Mike's is $431K across 259 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $47K of buyer cash on a typical deal.

How risky is Jersey Mike's?

0% of Jersey Mike's's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Jersey Mike's with an SBA loan?

Yes — Jersey Mike's has been SBA-financed 51 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Jersey Mike's franchise

Most Jersey Mike's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Jersey Mike's deal financed for $431K, which points to about $47K of buyer cash on a typical purchase. Jersey Mike's is listed in the SBA Franchise Directory (identifier S0901), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Jersey Mike's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Jersey Mike's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Jersey Mike's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Jersey Mike's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 259 SBA 7(a) deals since 2020
  • $431K typical deal
  • 51 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0901)
  • Top lenders: Live Oak Banking Company, The Huntington National Bank, Citizens Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/jersey-mike-s
API:
https://www.capbench.com/api/public/franchises/jersey-mike-s
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Jersey Mike's.

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