SBA lending record
Jersey Mike's Subs
5125 20th Street, Vero Beach, FL 32966 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$3.1M
Total SBA financing
5
Loans on record
FY2021–24
On record
97
Jobs supported
Franchise brand
Jersey Mike's
See Jersey Mike's's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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All 5 loans
$745,000 — FY2024
Loan 1 of 5- Gross approval
- $745,000
- SBA guaranteed
- $558,750 (75%)
- Status
- Current
- Rate at approval
- 11% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 8/23/2024
- First disbursement
- 9/3/2024
- Days to fund
- 11 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 20
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Jersey Mike's
- Franchise code
- S0901
- Lender
- First Merchants Bank
- Address
- 70 Silver Forest Drive
- City
- St. Augustine, 32092
- County
- Saint Johns
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 4
$685,000 — FY2024
Loan 2 of 5- Gross approval
- $685,000
- SBA guaranteed
- $513,750 (75%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/11/2024
- First disbursement
- 9/16/2024
- Days to fund
- 5 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 20
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Jersey Mike's
- Franchise code
- S0901
- Lender
- First Merchants Bank
- Address
- 725 Nautica Dr., Suite 100
- City
- Jacksonville, 32218
- County
- Duval
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 1
$685,000 — FY2024
Loan 3 of 5- Gross approval
- $685,000
- SBA guaranteed
- $513,750 (75%)
- Status
- Current
- Rate at approval
- 11% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/17/2024
- First disbursement
- 9/27/2024
- Days to fund
- 10 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 20
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Jersey Mike's
- Franchise code
- S0901
- Lender
- First Merchants Bank
- Address
- 90 Riverside Ave., Ste. 604
- City
- Jacksonville, 32202
- County
- Duval
- SBA district office
- NORTH FLORIDA DISTRICT OFFICE
- Congressional district
- 5
$350,000 — FY2023
Loan 4 of 5- Gross approval
- $350,000
- SBA guaranteed
- $262,500 (75%)
- Status
- Current
- Rate at approval
- 8.96% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/28/2023
- First disbursement
- 5/19/2023
- Days to fund
- 52 days
- Collateral
- Required
- Jobs supported
- 21
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cafeterias, Grill Buffets, and Buffets
- NAICS code
- 722514
- Franchise
- Jersey Mike's
- Franchise code
- S0901
- Lender
- Live Oak Banking Company
- Address
- 800 E. Hallandale Beach Boulevard
- City
- Hallandale Beach, 33009
- County
- Broward
- SBA district office
- SOUTH FLORIDA DISTRICT OFFICE
- Congressional district
- 23
$630,000 — FY2021
Loan 5 of 5- Gross approval
- $630,000
- SBA guaranteed
- $567,000 (90%)
- Status
- Current
- Rate at approval
- 6% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 7/30/2021
- First disbursement
- 10/25/2022
- Days to fund
- 452 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 16
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Jersey Mike's
- Franchise code
- S0901
- Address
- 5125 20th Street
- City
- Vero Beach, 32966
- County
- Indian River
- SBA district office
- SOUTH FLORIDA DISTRICT OFFICE
- Congressional district
- 8
The lenders
Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other Jersey Mike's locations
Other Jersey Mike's businesses in the public SBA record — closest first, by location and deal size.
Xyraelyn QSR Vero III LLC
Vero Beach, FL· ~0 mi
Jersey Mike's
- $102K
- SBA financing
- ≈ $199K–$332K
- Est. revenue (rough)
JM Ellington LLC
Ellington, CT
Jersey Mike's
- $1.3M
- SBA financing
- ≈ $2.5M–$4.1M
- Est. revenue (rough)
PMG 56 LLC, Chan Series
Chanhassen, MN· ~1392 mi
Jersey Mike's
- $3.4M
- SBA financing
- ≈ $6.6M–$11M
- Est. revenue (rough)
Mattia Shipping Inc
El Centro, CA· ~2118 mi
Jersey Mike's
- $3.1M
- SBA financing
- ≈ $6.1M–$10M
- Est. revenue (rough)
DGMG NYC III Corp.
Northport, NY· ~1000 mi
Jersey Mike's
- $2.3M
- SBA financing
- ≈ $4.6M–$7.6M
- Est. revenue (rough)
Opportunities Restaurant Group, LLC
Washington, DC· ~803 mi
Jersey Mike's
- $2.2M
- SBA financing
- ≈ $4.2M–$7.0M
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
PSL Eats, LLC
Port Saint Lucie, FL· ~22 mi
Moe's Southwest Grill
- $2.9M
- SBA financing
- ≈ $5.8M–$9.6M
- Est. revenue (rough)
APPLE TREE MELBOURNE, LLC, a Florida Limited Liability Company
Melbourne, FL· ~34 mi
Limited-Service Restaurants
- $3.4M
- SBA financing
- ≈ $6.7M–$11M
- Est. revenue (rough)
G&S Viera Operations LLC
Melbourne, FL· ~46 mi
Culver's ButterBurgers & Frozen Custard
- $2.8M
- SBA financing
- ≈ $5.6M–$9.3M
- Est. revenue (rough)
Drive-In Operations Babcock, LLC
Melbourne, FL· ~34 mi
Sonic
- $2.0M
- SBA financing
- ≈ $4.0M–$6.6M
- Est. revenue (rough)
Olive U Mediterranean Grill Holding Company, LLC
Palm Beach Gardens, FL· ~59 mi
Limited-Service Restaurants
- $2.7M
- SBA financing
- ≈ $5.3M–$8.8M
- Est. revenue (rough)
BUFFALO WILD WINGS GO
Saint Cloud, FL· ~68 mi
Buffalo Wild Wings
- $2.6M
- SBA financing
- ≈ $5.1M–$8.5M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Jersey Mike's Subs in Vero Beach, FL (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 5 SBA 7(a) loans totaling $3.1M
- On record FY2021–24
- 97 jobs supported
- Industry: Limited-Service Restaurants
- Location: Vero Beach, FL
- Lenders: First Merchants Bank, 22nd State Bank, A Division of 22nd State Banking Company, Live Oak Banking Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in FL for ~$619k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Jersey Mike's Subs.